Does this 
<https://groups.google.com/g/beancount/c/vefi9DzrU4s/m/3tAEph6UBAAJ> meet 
your need? Apart from using meta to declare the ownership of each posting / 
transaction, you can also declare the ownership of an account so it will be 
attributed to the right person by default.
On Wednesday, August 17, 2022 at 6:00:44 AM UTC+1 Red S wrote:

> Finally, is there another way to handle this rather unorthodox but 
>> functional (for us; YMMV) system that does not involve tags? All 
>> suggestions welcome.
>
>
> Great starting point. I would personally solve all the questions you want 
> to answer by using queries, and not using tags at all. This helps simplify, 
> leading to fewer errors, and eventually opens the door to automation of 
> import.
>
> I would encourage you to go through the bql documentation, and 
> specifically understand querying transactions vs. postings (FROM vs WHERE 
> in bql terminology). Your post makes me think you are querying transactions 
> when what you want to be querying is postings. This should answer almost 
> every question you had. Let's look at a couple examples:
>
>  
>
>> Starting in 2021, I began to pay my credit card bill in full each month 
>> from my personal checking account, by allowing the card issuer to initiate 
>> a withdrawal for the necessary amount.
>>
>
> If I understood correctly, you need to be able to tell how much of each 
> month's credit card bill came from joint expenses vs individual expenses. 
> As an aside, some card providers will allow an "add-on" card, for which the 
> transactions are separated out. This will make things trivial for you. With 
> other card providers, the transactions of the add-on and primary card are 
> intermingled. Let's assume the latter is the case.
>
> 2022-01-10 * "Bought shoes"
>   Liabilities:Credit-Cards:Andrew:Card1 -100 USD
>   Expenses:Clothing:Andrew
>
> 2022-01-10 * "Utility"
>   Liabilities:Credit-Cards:Andrew:Card1 -150 USD
>   Expenses:Utilities
>
> SELECT * WHERE (account ~ Expenses:Utilities:* OR account ~ 
> Expenses:Mortgage:* OR account ~ .)
>
> This tells you what is owed by the joint account to your account. You can 
> add a "FROM YEAR=222 and MONTH=3" or any arbitrary dates to filter down to 
> a billing cycle. You can add all the common expenses to the list above. To 
> make it even simpler, you could  organize your account hierarchy like so:  
> "Expenses:Joint:*, Expenses:Andrew:*, Expenses:Amy:*, if that works for you.
>
> Once you know the amount, you would transfer it from your joint account to 
> yours.
>
> Here's a fancier solution that continuously tracks the amount owed. Your 
> joint transactions would look like:
> 2022-01-10 * "Utility"
>   Liabilities:Credit-Cards:Andrew:Card1 -150 USD
>   Expenses:Utilities 150 USD
>    Liabilities:Joint-Owed-To-Andrew -150 USD
>    Assets:Due-From-Joint 150 USD
>
> And the transfer transaction:
> 2022-01-10 * "Transfer"
>   Assets:Bank:Joint -700 USD
>   Assets:Bank:Andrew 700 USD
>    Liabilities:Joint-Owed-To-Andrew 700 USD
>    Assets:Due-From-Joint -700 USD
>
> Simply looking at the balance of Assets:Due-From-Joint at any point tells 
> you the balance owed.
>  
>
>> To calculate annual budget, I bean-query for transactions tagged with 
>> #hbt- (either direct or indirect), sum each expense category by month, and 
>> write out an Excel worksheet with expense categories listed down column A 
>> and months across row 1, plus a column to get annual total and a row to get 
>> total by month. The problem is that because of double-entry bookkeeping, 
>> the whole thing sums to zero. How do I determine what source data to ignore 
>> here? Is there any way to get bean-query to filter on whether amount is 
>> more or less than zero?
>>
>
> The query above works for the annual budget as well. Have you used Fava? 
> If so, it shows you annual and monthly summaries for any part of the 
> hierarchy (eg: Expenses:Joint) with no further work from you.
>  
>
> The contrib pages are a straight list of paydays, how much each partner 
>> contributed each payday, what the expected amount based on annual contrib / 
>> 365 x day of the year.
>>
>> The balance page is where I'm really baffled. The query picks up tags 
>> #hbt-card and #hbr and is meant to keep a running total of contributions 
>> vs. expenditures. A discrepancy here means that joint owes me money or I 
>> owe money to joint. It must balance to zero, or if not, a transfer in the 
>> appropriate direction will zero that out. Again, double-entry bookkeeping 
>> makes it less than obvious which data to ignore.
>>
>
> Ditto: query the postings, not the transactions.
>
> Does that help? 
>

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