Many ways to peel this orange. I’d suggest:
2024-01-01 * "House Purchase" Assets:Bank:Checking -200,000 USD 
Assets:Bank:Checking -10,000 USD Liability:Mortgage -800,000 USD 
Assets:House 1,000,000 USD ; The purchase price Expenses:House:ClosingFee 
10,000 USD 2024-01-01 * "Seller credit" Assets:Bank:Checking 50,000 USD 
Assets:House 

This way you don’t lose the factiod about having received a credit. Or if 
you want to deduct it against closing costs first:
2024-01-01 * "Seller credit" Assets:Bank:Checking 50,000 USD 
Expenses:House;ClosingFee -10,000 USD Assets:House 
​




On Thursday, January 4, 2024 at 9:32:20 PM UTC-8 [email protected] wrote:

Hi, 
I have been using beancount to track my family finances for more than 1 
year.
I just purchased a new house recently. I got 50K credits from my seller.
I wonder how can I book a transaction that can reflect the these credits?
Without credits, the transaction can be  as simple as:

Assets:Bank:Checking -200,000 USD 
Assets:Bank:Checking -10,000 USD 
Liability:Mortgage -800,000 USD 
Assets:House 1,000,000 USD    ; The purchase price
Expenses:House:ClosingFee 10,000 USD


But with credits, how should I book this? I feel not right to book the 
credits as an income. One thing I can think of is directly subtract the 
credits from the purchase price. But this way I will lose the credits 
information. Anyone has a good idea how to book the seller credits?

Thanks!




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