My reason for using .csv over .ofx is simply familiarity and ease of 
starting up.

I have no experience with ofx and thought the learning curve would be much 
steeper, and I already feel like I'm drowning a bit as a layperson.

I know it may seem like that, especially given ofx is not a human readable 
format. But might I suggest giving that a shot first, and you might be 
pleasantly surprised. Because there is nothing to do, no importer to write, 
since it is a machine format with an official spec, unlike csv. The 
learning curve should be close to zero. There are other benefits 
<https://reds-rants.netlify.app/personal-finance/a-word-about-input-formats-use-ofx-when-you-can/>
 
too.

I'll look into the csvreader changes you mentioned to try making a 
replacement for prepare_raw_columns() and also look further into ofx.

If I were you, I’d definitely spend five minutes with ofx first. And 
reds-importers ships with ofx-summarize which you can use to peek inside 
and poke around an ofx file, which makes it a lot less opaque and easy on a 
layperson.

Thanks for the help here and confirming I'm doing alright, and also thank 
you for maintaining it!

Happy to, and glad its helpful!
​

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