Then in that case, they are the only ones worth bothering with. Too many of
us have been stripped by the card frauds.

> Authorize.net does


Quite frankly, I believe it's time merchants got together and sought some
satisfaction from the banks and card companies.
They carry on about giving the customer 100% security - because they
themselves profit from the fraud carried out every day using their cards -
as the Merchant is teh one carrying 100% of the risk.

Using the CCV field is at least one way of slowing down the criminals, along
with building in the IP check that also displays on the screen their
details. ... AND records it all in a log file.

My friend has just been cost a fortune - he's paying more in chargeback fees
than he made in sales !!!

Just look at it.

Costs:
Bank fees
transaction fees
merchant services fees
merchant services transaction fees
domain slot cost
time and labour cost making it all work
bad card fee
charge back fee
merchant transaction fee
excessive bank transaction fee
phone call costs.


Profits:

(Wholesale price + markup) - Costs = "Why am I making the banks rich in the
first place"   ... In other words, you have to be running at a loss in any
one year if you are subject to even one run of Chargeback frauds.


Steps:
Form a cooperative to lobby the banks and the card companies (VISA and
Mastercard about cover it... and one or two others) and the banks.
If the banks and Card Co has to take more responsibility instead of
profiting from crime then they would certainly be a little more proactive
about it.

Program your card interface to trap all details, make sure the CCV number is
used - it prevents use of those number generators, and display the
connection information to the user trying to process an order. It stops most
in their tracks.

bc


> which of those merchants support the CCV card code entry?
>
> bc
> >
> >  Hi
> >
> >  We have completed integration of opensrs client scripts with the
> following
> > payment gateways
> >  Authorize.net
> >  planetpayment
> >  cardservice -linkpoint
> >  verisign payflowpro
> >  verisign payflowlink
> >  worldpay
> >  itransact
> >
> > Under Development
> > intellipay
> > skipjack
> >
> > For other payment gateways please contact us for a integration quote
> > We also have other systems for managing resellers and affiliates
> >
> > For more details and sample installations visit www.srselves.com
> >
> > Regds
> > The SRS Elves
> > [EMAIL PROTECTED]
> >
>

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