AHi,

GW Micro has a payment plan for Window Eyes. They control it though becaused it is software. If you can't make a payment, it reverts to demo mode until you resume payment.

The National Federation of the Blind has a low-interest loan program, 3 percent.

Evelyn

t 02:20 PM 11/17/2009, you wrote:
Hello,

    Well stated, Denise! I, too, have mentioned the issue of a lack of
a payment plan. Here is what I think the problem Humanware might have
with a payment plan is. $6100 is a lot! of money. I think the fear is
that once a down payment is made and the apex is given to the party in
question, who is to say that the payments will be made regularly? Here
in New Jersey now, for example, you can't have an operation unless you
pay in full. I think it's the same issue here.
     The only way I could see a self-made payment plan being made is
if the purchase was made with a hefty credit card, and that was paid
off in installments. That's something many Americans, especially
nowadays, can't really afford to do. I am proud of whatever assistive
technology companies have payment plans, as they are probably
attracting a large customer base because of it. As I've said numerous
times before, state-funded agencies are not always going to foot the
bill for our expenses, which is something I think many people,
marketers and consumers alike, take for granted.
     Were Humanware to make out some sort of payment plan, I think
they would be better off. But as the fear of not having money
increases, so does the will to be flexible, at least in my opinion.
Even if there was a payment plan, I would imagine that the first down
payment would be something like half the price. That is how many
colleges work out their payment plans. The consequence for not paying
up being that the student is de-registered from their classes and is
unable to obtain credits for those classes until they pay their due.
Unless there is some equivalent made in the case of Humanware's
products, I don't see that happening. It's not like someone can come
to your house and physically take back your apex if you don't continue
paying. If I am totally off in thinking in this way, please do give me
your thoughts and opinions, as I think this to be a likely reason why
there is no payment plan. And if there is a way to calm Humanware's
nerves about not receiving their money, I think it should be
addressed. I'll stop rambling for now.

    Kind regards,
    Amanda

On 11/17/09, denise avant <[email protected]> wrote:
> Hello,
> I as many others had hoped humanware would hold the price down on any new
> notetaker, particularly since the stream whose price is affordable for most
> people has been wildly popular.
> Humanware has stated that the apex though newer and sleaker with more
> features is the same costs as an empower, and they were glad about being
> able to do that.
> It would be helpful if humanware had a payment plan as a couple of assistive > technology companies are doing. That is how sighted people generally pay for
> large purchases like this one. given the economy in the u.s., many
> households are trying to stay away from large purchases.
> I wonder if State and federal agencies here in the u.s. are going to
> purchase the devices for their customers given the tight budgets and poor
> econmy.
> I also kind of liken this as a car that maybe you might have for so many
> years. After a while, you can't get it serviced any more. And the
> unfortunate reality is that At some point, you have to trade it in or sell
> it.
>
>
> -----Original Message-----
> From: [email protected]
> [mailto:[email protected]] On Behalf Of
> [email protected]
> Sent: Monday, November 16, 2009 9:42 PM
> To: Keith Bundy; Rose Combs; 'Earlene Hughes';
> [email protected]
> Subject: Re: [Braillenote] customer viability in the faceofplanned
> obsolescence
>
> Hi Keith and All,
>
> I must add my voice as well!  I purchased my BrailleNote in July 2003.  I
> have been delighted with it, and like you, stuck up for it when other blind
> folks around me were bashing it for various reasons.  My sighted husband is
> a retired Elementary school music teacher, and we live on both his
> retirement income and his Social Security.  We have all of the regular
> expenses including rent, utilities, upkeep on our house and car, and I could
>
> go on and on!  We aren't in the poor house, but neither do we have the kind
> of disposable income to support purchase of a new Apex!  I am a Total, and
> an avid Braille reader! I can't begin to express my great joy at becoming a
>
> BrailleNote owner and user!  No one assisted with my original BrailleNote
> purchase, or with the money we paid for the mPower transplant.  Or for that
> matter, for the service contracts and SMAs we have kept current.  I am as
> excited about the new Apex as anyone around, but honestly, there is no
> possible way that I could or would prevail upon my husband's extreme
> generosity to now pay $4,000 more to obtain one!  Especially after the
> braille display fiasco! I certainly don't expect Humanware to give me a new
>
> Apex for free, but I think those of us who have been loyal customers for so
> long should be better rewarded than $2,200.00 off the full purchase price of
>
> a new Apex, when my current unit will be obsolete before long!  How do I
> know that even if I were to take the plunge and buy an Apex, I wouldn't be
> finding myself in a similar position a couple more years down the road?  I
> am in the position of having to continue to use my mPower until it
> absolutely doesn't work anymore, and at that time I guess I'll have to go
> without!  I'm sorry to those of you who don't want to hear complaining, but
> all I can figure is that many of you have agencies purchasing your equipment
>
> for you, or there would be more of an uproar! I don't post much here, and I
>
> promise to go away now and not continue to spoil the party, but I just felt
> I had to speak out for those of us out here who have to purchase our
> equipment on our own!  Sadly slinking away!
>
> Desi
>
>
>
> ----- Original Message -----
> From: "Keith Bundy" <[email protected]>
> To: "Rose Combs" <[email protected]>; "'Earlene Hughes'"
> <[email protected]>; <[email protected]>
> Sent: Monday, November 16, 2009 7:45 PM
> Subject: Re: [Braillenote] customer viability in the faceofplanned
> obsolescence
>
>
>>I lurk about the list and seldom comment, but I must agree with these
>>posts. I got my BrailleNote in December, 2000, and have recommended it to
>>many in our state.  I have also done quite a bit of training for
>>Braillenote users.
>>
>> I had to replace a braille display and transplant to an mPower, spending
>> another three thousand dollars or more to keep my machine functional and
>> current.
>>
>> Now we're being told that the BN will soon be obsolete.  And, as a working
>
>> individual who is blind and has a family to support, I cannot lay out the
>> $4,00 needed for an upgrade to the Apex.  As I have a good job, I
>> seriously doubt whether I can get any assistance from rehab.
>>
>> I have always been a very strong supporter of Humanware and have quietly
>> supported them when others complained rather vociferously on this list.
>> However, I am now beginning to question Humanware and its commitment to
>> the braille users who have been loyal to them while using a great product
>> on the job.
>>
>> I suppose there isn't much we can do about this.  However, I think
>> Humanware needs some grassroots customers on their team to help them to
>> better relate to both the working and non-working general public who are
>> blind.
>>
>> Keith
>>
>>
>> -----
>> From: "Rose Combs" <[email protected]>
>> To: "'Earlene Hughes'" <[email protected]>;
>> <[email protected]>
>> Sent: Sunday, November 15, 2009 11:10 AM
>> Subject: RE: [Braillenote] customer viability in the face ofplanned
>> obsolescence
>>
>>
>>>I saw my first Braille Note in November 2000 and I went into debt to
>>>assure
>>> that I got one, it was wonderful, I used it every single day for years
>>> and
>>> until the past year or so never regretted the purchase.  However, when I
>>> too
>>> was informed my transplant could not have a service agreement with no
>>> notice, then informed I could upgrade but had to send the full purchase
>>> price and they would write me a check later, and then this last upgrade
>>> to 8
>>> which offered me nothing I needed, because I don't want chat, would look
>>> for
>>> a very small device to carry if I wanted GPS instead of a heavy Braille
>>> note, and the lack again of better Word support, I doubt I will be buying
>
>>> an
>>> Apex and it is sad because the vision Pulsedata brought to the industry
>>> was
>>> so very good, what has happened over the past two years breaks my heart.
>>> Once the customer truly mattered, service was reasonable, now, we'll just
>>> look at this list and listen to people saying it takes 3-6 weeks for a
>>> battery replacement, and you get the picture I am seeing.
>>>
>>> I am near tears because I truly did think Braille Note was the future for
>>> many blind people, I convinced friends to buy them, and I still use mine
>>> but
>>> mostly now for reading and note taking that I don't have to show to
>>> anyone
>>> or that I can retype into Word where it formatted properly.  It takes me
>>> forever to fix a document that is in Word XP, 2003 or 2007 to be even
>>> close
>>> to usable so I avoid it whenever I can but so much learning is done
>>> through
>>> my fingers.  What was a wonderful product now meets only part of my
>>> needs.
>>>
>>> Sad, Sad, and Sad.
>>>
>>>
>>> Rose Combs
>>> [email protected]
>>>
>>>
>>> -----Original Message-----
>>> From: [email protected]
>>> [mailto:[email protected]] On Behalf Of Earlene
>>> Hughes
>>> Sent: Sunday, November 15, 2009 8:22 AM
>>> To: [email protected]
>>> Subject: RE: [Braillenote] customer viability in the face of planned
>>> obsolescence
>>>
>>> I agree with the post below. I said I wouldn't purchase another
>>> BrailleNote
>>> when HW without notice, wouldn't renew my service contract for my
>>> transplanted EmPower. But, I wanted Sendero's GPS, so I bought a PK. I
>>> really like my PK, and I'm disappointed that there isn't going to be an
>>> upgrade plan for it. The reason I am posting my thoughts here, is not to
>>> complain; I hope someone from HW will read enough comments from some of
>>> us
>>> and find some way to accommodate their whole customer base in their
>>> business
>>> model.
>>>
>>> Have a good day all.
>>>
>>> --Earlene
>>>
>>>
>>> -----Original Message-----
>>> From: [email protected]
>>> [mailto:[email protected]] On Behalf Of Cheree Heppe
>>> Sent: Saturday, November 14, 2009 10:20 PM
>>> To: [email protected]
>>> Subject: [Braillenote] customer viability in the face of planned
>>> obsolescence
>>>
>>> Cheree Heppe here:
>>>
>>> Listening to the ACB Radio presentation on the new Humanware product, the
>>> APEX, last night made me worry.
>>>
>>> The plan, as I understand it, is to offer two more upgrades, SMA's or
>>> whatever they're supposed to be, for existing MPower and PK Braillenote
>>> devices.  After these two final SMA's, no more will be forthcoming and
>>> these
>>> MPower and PK devices will become legacy technology to force transition
>>> to,
>>> and purchase of, the next generation.
>>>
>>> How long will it be until the next generation, multi-thousand dollar
>>> productivity Braille input/output device with eight gigs of hard drive
>>> and
>>> no mention of improved Word support will also become obsolete?
>>>
>>> Forced obsolescence and similar tactics make me less and less willing to
>>> even try to acquire such devices.
>>>
>>> Those of us blind people who work find it hard enough to buy equipment on
>>> our own or leverage such purchases by jollying along our employers or the
>>> various rehab agencies with the latest benefits of the latest and
>>> greatest.
>>> They buy these because why?  Do they really think we are achieving
>>> parity?
>>>
>>> And the ones who don't work because they can't leverage the technology,
>>> maybe, well, they don't count at all.
>>>
>>> Then, thousands of dollars and a learning curve or two later, maybe in
>>> two
>>> or three or four years, we go through the same song and dance, the same
>>> financial strictures to upgrade because our gadgetry is obsolete?
>>>
>>> Why not develop modular design to allow plug in upgrades of drives,
>>> firmware
>>> and other replaceables around a re-usable refreshable Braille matrix.
>>> Would
>>> a modular design, preserving a refreshable Braille display and machine
>>> matrix as the base for changing firmware and such perhaps reduce the cost
>>> and increase the flexibility and longevity of these specialized devices?
>>>
>>> We can chase Microsoft and computer design and have a hope of staying
>>> current with it because the cost is low enough, tailored for the mass
>>> market.
>>>
>>> Braille technology represents niche usage.  Most blind people willing and
>>> capable of using refreshable Braille should have the real choice to use
>>> this
>>> valuable technology.
>>>
>>> What solution could be realistically sought to fit the expense and usage
>>> more closely to the user population?
>>>
>>> I use a PK and like it.  I don't wish to change.  I like the small, quiet
>>> Braille input keyboard and the PK's small size.  So, I'm going to be
>>> using a
>>> legacy Braille device before long, it seems.
>>>
>>> I can keep current with mainstream technology, but some must still feel
>>> that
>>> our Braille is still second class.
>>>
>>>
>>> Regards,
>>> Cheree Heppe
>>>
>>> ___
>>> Replies to this message will go directly to the sender.
>>> If your reply would be useful to the list, please send a copy to the list
>
>>> as
>>> well.
>>>
>>> To leave the BrailleNote list, send a blank message to
>>> [email protected]
>>> To view the list archives or change your preferences, visit
>>> http://list.humanware.com/mailman/listinfo/braillenote
>>>
>>>
>>>
>>> ___
>>> Replies to this message will go directly to the sender.
>>> If your reply would be useful to the list, please send a
>>> copy to the list as well.
>>>
>>> To leave the BrailleNote list, send a blank message to
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>>> http://list.humanware.com/mailman/listinfo/braillenote
>>>
>>>
>>>
>>> ___
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>>> If your reply would be useful to the list, please send a
>>> copy to the list as well.
>>>
>>> To leave the BrailleNote list, send a blank message to
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>>> http://list.humanware.com/mailman/listinfo/braillenote
>>>
>>>
>>
>>
>> ___
>> Replies to this message will go directly to the sender.
>> If your reply would be useful to the list, please send a
>> copy to the list as well.
>>
>> To leave the BrailleNote list, send a blank message to
>> [email protected]
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>> http://list.humanware.com/mailman/listinfo/braillenote
>>
>>
>
>
> ___
> Replies to this message will go directly to the sender.
> If your reply would be useful to the list, please send a
> copy to the list as well.
>
> To leave the BrailleNote list, send a blank message to
> [email protected]
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> http://list.humanware.com/mailman/listinfo/braillenote
>
>
> ___
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> If your reply would be useful to the list, please send a
> copy to the list as well.
>
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> [email protected]
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> http://list.humanware.com/mailman/listinfo/braillenote
>
>


--
Amanda Christine Chokov

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