EU wants Swiss banks to drop secrecy
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By Jonathan Fowler
Dec. 2, 2002 �|� BERN, Switzerland (AP) -- 
Swiss banking secrecy, epitomized by the legendary numbered bank
account, is under attack. Again. 
Leading the offensive are Britain and its European Union allies, who
want the Swiss to blow the whistle on wealthy EU nationals who put their
money in Swiss accounts to dodge taxes at home. 

But Switzerland, which sees itself as the victim of unfair pressure from
the 15-nation bloc, is refusing to budge. Swiss officials argue that
tough new laws passed in the 1990s mean secrecy is readily lifted and
accounts are frozen in investigations into money laundering and
terrorism. 

But while tax evasion is a crime in many EU countries, it is only an
administrative offense in Switzerland. 
"We're prepared under certain circumstances to help our EU neighbors,"
said Swiss President Kaspar Villiger, who also acts as finance minister.
"But we always start from the position that the citizen is basically
honest and should be treated as such." 

Frustrated by failure to agree on common rules, EU finance ministers
will meet Tuesday in Brussels, Belgium, to discuss possible measures
against the Swiss government. 

The bloc wants Switzerland automatically to release information about
deposits of EU nationals in Swiss bank accounts to prevent the collapse
of an agreement among member nations to exchange information on
cross-border savers. 
The EU plan, adopted in 2000 and due to come into force on Jan. 1, was
to enable tax authorities in a depositor's homeland to levy taxes on any
interest earned on the savings. 

However, Luxembourg, Austria and Belgium insisted that if they were to
loosen their own bank secrecy laws, then non-EU countries like
Switzerland and the United States would have to agree on similar
measures. 

The EU has said it is close to a deal with the United States, but
negotiations with Switzerland have deadlocked, jeopardizing talks with
smaller tax havens like Liechtenstein, Monaco, Andorra, San Marino and
the island of Jersey. 
Switzerland has made some concessions, offering to levy a 35 percent tax
on the interest EU citizens earn on their savings in Swiss accounts and
to pay part of the money directly to EU nations without revealing the
account holder's 
identity. 

The Swiss also have offered to exchange information with EU authorities
where there is evidence of serious wrongdoing such as money-laundering
or fraud. But they reject the demand for an automatic information
exchange. 

EU officials have hinted at possible sanctions against Switzerland --
such as breaking off negotiations on other areas like immigration, or
restricting capital flows -- if there is no agreement. 

Villiger insists that Switzerland has done nothing wrong -- and that its
banking secrecy is non-negotiable. 

"You can talk about sanctions against Saddam Hussein, or with regimes
that don't respect international law," he said. "But Switzerland hasn't
broken any laws." 

Swiss bankers were renowned for their discretion long before bank
secrecy became law in 1934 to protect individual customers from prying
authorities. 

The country's financial institutions handle more than a third of the
world's private and institutional offshore funds -- money deposited
outside the owner's home country. 

The financial sector, which employs more than 4 percent of the nation's
labor force and accounts for 11 percent of gross domestic product, has
warned that 20,000 jobs will go if it loses the competitive edge
provided by secrecy. 
Swiss must approve major legal changes under the nation's cherished
system of direct democracy, and officials say voters will never agree to
end banking secrecy -- especially under foreign pressure. 

At the last referendum on the issue in the 1980s, two-thirds of voters
opposed any loosening of the rules; the idea of doing so is one of the
main reasons the Swiss aren't interested in joining the EU. 

But Switzerland, surrounded by the European Union, is heavily dependent
on trade with its neighbors. 

Associated Press
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