From: Kevin Tarr <[EMAIL PROTECTED]>
For reasons I've stated before I had to open a bank account with a bank that's not in my area. I was calling them today, not to complain, but to find their nearest ATM that accept's deposits because it took three days to get a cash deposit cleared two weeks ago. (Also the location for the closest withdraw only ATM is mapped in the middle of a highway interchange.) I get this wonderful news: The bank has dropped out of the ATM network for deposits. You can withdraw from any ATM anywhere in the world, but can only make deposits at their ATMs. Then I started complaining. The decision was just made last Wed. No letters have been sent stating this. No reasons, she knew nothing; just what was on her screen. The four nearest branches to me, 25+ miles, do not have ATMs. I just don't understand why a bank would take a step backwards like this.
The bank probably has to pay more to the ATM network to be able to accept deposits.
When I briefly moved to New Hampshire a number of years back, I was surprised to discover that for my credit union, I could only make deposits at Massachusetts-based ATM's, even though the same "brand" ATM's existed throughout NH.
What I ended up doing (and still do actually, even though I'm back in MA now) is getting mail-in deposit envelopes from the bank, and now I just mail in any non-cash deposits I make. (For cash deposits, I don't quite trust ATM's, anyway, so I go to the bank for them).
Even better, the money program I use just stopped after I spent a few hours inputting info. I'm going to let it sit overnight, hopefully it will become unstuck. Or I hope it has automatic saves but not holding breath on that one.
Think that's bad? ... I used to keep all my financial info in Quicken - *everything* - credit card purchases, daily expenses, stocks and investments, savings, etc. I regularly backed up the data to a floppy disk (this was pre- CD-R days), until the file got too big to fit, at which point I started mirroring it onto another disk partition. (I was planning to eventually get a tape backup drive, so I didn't try to set up some sort of floppy-spanning file backup system.)
Then my hard disk died suddenly without warning. The whole disk was just dead and everything on all partitions was lost. At least 4-6 months worth of data, maybe more, gone. I never had the heart to go back and set everything up again.
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