* Robert J. Chassell ([EMAIL PROTECTED]) wrote:

> To shift to a positive trade balance, so people in the US loan
> money abroad instead of borrow it,
> 
>   * which industries in the US should increase employment and production?
>     And by how many and how much?
> 
>   * Which should lay people off?
> 
>   * How much of an additional dollar devaluation would be needed, if
>     any?

If only it were that simple. The fundamental problem is that Americans
aren't saving enough to support the investment needed to keep the
economy growing briskly, and much of the rest of the world, especially
Asia-Pacific, are saving more than they are investing in their own
countries. The result is America is borrowing money from abroad in
order to buy foreign goods. The governments of many of the Asia-Pacific
countries believe that they can only keep their economies growing
briskly if they continue to export large amounts of goods to America.
And America will only buy large amounts of foreign goods if they aren't
too expensive. So several Asia-Pacific countries' central banks,
especially Japan and China, have been buying US Treasuries in order
to keep the dollar from falling too much, thus keeping up demand for
their countries' exports and simultaneously keeping American long-term
interest rates low.

Another component of the current account is investment income. Right
now, even though the US is a net debtor nation (about 28% of GDP =
280% of exports), our investment income balance is slightly positive,
since we are earning a much higher rate on our foreign investments than
foreigners are earning on their US investments.

The current account deficit in 2004 will be about 5.7% of GDP, almost
all of it due to the trade deficit trade deficit (5.2% of GDP). This is
not sustainable. Even if investment income balance stayed near 0, the
trade deficit cannot be sustained if it is higher than real GDP growth.
Long term real GDP growth in the US has been about 3.5%. So that is an
extreme upper limit for sustainable trade deficit.

Actually, it is much worse than it sounds, because in order to get the
deficit under control, we either have to reduce imports or increase
exports. Increasing exports enough to make a significant dent is
not really possible -- as the US has switched to a service-oriented
economy over the past two decades, our manufacturing capabilities
have deteriorated, and worse, the rest of the world just havn't been
consuming anywhere near as much as Americans. So, if we can't increase
exports, we will need to reduce imports. And to do that, we need to get
the American consumer to decrease consumption and increase savings,
and cut unproductive government spending. To do that we have to raise
long-term interest rates and probably raise taxes. Since the American
consumer has been financing the spending spree of the past couple years
through asset appreciation (primarily home price appreciation and
refinancing), higher interest rates will cut down on consumption and
reduce imports (and probably cause home prices and the stock market to
fall).

If US interest rates rise, then we will no longer have a surplus on
investment income. If the US net foreign debt reaches 50% of GDP at a
real interest rate of 2%, then the trade deficit will have to fall to 2%
of GDP or lower to be sustainable (Setser and Roubini say it will need
to go to 1%).

For the trade deficit to fall from over 5% to 2%, long term interest
rates have to rise and the dollar has to fall. This is only likely to
happen in the near term if the foreign central banks stop their buying
of US Treasuries to support the dollar. And of course they have two
reasons not to do that: they want to keep their currencies weak so
their exports are cheaper, and since they currently holder hundreds of
billions of dollars, they will lose money if the dollar falls.

On the other hand, the current situation is not sustainable. If the
current account deficit stays at 6% of GDP (it is projected to exceed 6%
in 2005), then the US net foreign debt as a percentage of GDP will grow
indefinitely, until something blows up, at which point there will be a
severe US and global recession as the dollars plummets, interest rates
soar, and the US struggles to keep its growth rate up without foreign
savings to finance domestic investment.

The only hope is that the dollar can continue a steady decline and that
long-term interest rates start to go up (although short-term rates rose
more than 1.25% during 2004, long term rates were virtually unchanged).
This is the best scenario for everyone, including Japan and China, but
will they be willing to endure long, slow pain now in order to prevent a
severe recession later? Let's hope so.

There is a great paper about the sustainability of the US current
account by Nouriel Roubini and Brad Setser that I referenced here some
time ago:

http://www.stern.nyu.edu/globalmacro/Roubini-Setser-US-External-Imbalances.pdf



--
Erik Reuter   http://www.erikreuter.net/
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