On Wed, Aug 12, 2009 at 5:26 PM, David Hobby<hob...@newpaltz.edu> wrote: > How on earth is > the average consumer going to check that their policy is > NOT full of loopholes?
First, I'll point that I know of no system to ensure that there are not loopholes or other problems with a product or service. The government cannot magically eliminate the problems. A few (or even a bunch of) government technocrats are not able to write regulations that cover all possibilities for all people (or even the most important for most people) without leaving loopholes in the regulations that will cause all sorts of unforeseen problems. As for how a consumer can decide what product or service is best for them, I can think of several non-government possibilites: 1) Reputation / brand-name 2) Word of mouth: friends, relatives, email-lists :-) 3) Careful research 4) Consumer magazines or websites If you think a government solution is important, why not make it non-coercive? Have a government-funded version of _Consumer Reports_ for every product or service that you think needs it. Consumers could access the ratings and reviews from a government-run website, with an option to get printed material for those who have no internet access or nearby library with internet access. > Could you PRODUCE a sample of a policy where it WOULD > be easy for the average consumer to check what's covered? Probably, but I doubt I could do that AND produce a good business-plan based on it. That does not mean that it cannot be done. There are plenty of people out there more knowledgeable about both healthcare and business than I am. _______________________________________________ http://mccmedia.com/mailman/listinfo/brin-l_mccmedia.com
