Allen,

Sorry to hear about the destruction of your ham shack.

As a beginner In the property and casualty business, I would suggest thoroughly 
reviewing your insurance policy (ies), deductibles, inclusions (what is 
covered), exclusions (what is not covered). Supplemental (any other insurance 
that you may have for your ham equipment or house).

Be sure to look for coverage regarding acts of God . i.e (storms. lightning, 
etc that may Or may not be covered. Also, ask lots  of questions, take good 
notes and take lots of pictures of everything that was damaged.

This is lengthy legal type reading that will help you with discussing your 
claim with the insurance company.

Hope everything works out for you.
John D
W5RDY

On Jul 6, 2021, at 4:53 PM, Michael Monsour via BVARC <bvarc@bvarc.org> wrote:


I suffered a house fire almost a year ago...
The day after, a rebuilder came to see if I would not go with them as my 
insurance company recognizes them as a valid rebuilder.
Then right after an insurance recovery outfit came to offer their services at 
7%. They became my 'interface' to the insurance company so I receive the top 
dollar. Are they worth it? Yes. Settlement is exceedingly complex and they 
guilded me through the process.
I would call up some Insurance Recovery outfits and see if they are interested.
Michael Monsour

On Tue, Jul 6, 2021 at 4:28 PM Robert Polinski via BVARC 
<bvarc@bvarc.org<mailto:bvarc@bvarc.org>> wrote:
Allen, you need to bond your ham ground with your AC ground. Robert

From: BVARC <bvarc-boun...@bvarc.org<mailto:bvarc-boun...@bvarc.org>> On Behalf 
Of Mark Brantana via BVARC
Sent: Tuesday, July 06, 2021 3:47 PM
To: BRAZOS VALLEY AMATEUR RADIO CLUB <bvarc@bvarc.org<mailto:bvarc@bvarc.org>>; 
TDXS Reflector <tdxs-l...@tdxs.net<mailto:tdxs-l...@tdxs.net>>; CTDXCC 
<ctd...@kkn.net<mailto:ctd...@kkn.net>>
Cc: Mark Brantana <n5...@yahoo.com<mailto:n5...@yahoo.com>>; Allen Brier N5XZ 
<n...@earthlink.net<mailto:n...@earthlink.net>>; Allen Brier 
<n...@arrl.net<mailto:n...@arrl.net>>
Subject: Re: [BVARC] N5XZ Lightning Strike - Seeking guidance

I have a new 650 watt computer power supply you can have if you want it.
Mark
N5PRD


Sent from Yahoo Mail for iPhone<https://overview.mail.yahoo.com/?.src=iOS>

On Tuesday, July 6, 2021, 3:42 PM, Allen Brier N5XZ via BVARC 
<bvarc@bvarc.org<mailto:bvarc@bvarc.org>> wrote:
As many of you know, I have suffered a direct lightning strike here at my 
station on Monday, June 28th about 6:30 am. It was essentially catastrophic for 
most of my equipment inside the shack and I am still assessing the damage. I 
even have some damage to audio gear in another room. Many other homes in the 
neighborhood also suffered damage, one of them so bad that EVERY piece of 
electronic equipment in the house was fried. I am still waiting for a power 
supply to get my computer back up and running, but thanks to Orville K5VWW, we 
have determined that the hard drive is intact.




I am seeking guidance from anyone who has suffered a similar fate. I need to 
know:




- How did you deal with the insurance company?

- How did you test equipment to determine the extent of damage?

- Did you employ an electrical engineer to provide statement(s) to the 
insurance company to validate damage?  (was is require to?) (Any EE's out there 
available for this?)

- What was claimed? i.e. did you claim all feedlines, cables, adapters, 
switches, etc. in addition to radios even if there is no damage visible?




Any other information which may benefit me in my claim would be appreciated. It 
may be a while before I am back on the air again from my QTH.




Allen Brier N5XZ

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