An online, clickable version of this newsletter is available at:
http://benefitslink.com/2004/2004_08_23_welfare.html

===========================================================
BenefitsLink Welfare Plans Newsletter
(Plain Text Format)

August 23, 2004
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We thank and invite your attention to today's sponsor:

BeneCom Associates, LLC
===========================================================
BeneCom Associates, LLC, for one-stop benefit communications (Advert.)

   <URL:http://benefitslink.com/cgi/a_d.cgi?a_d=2004_08_23_welfare>
   http://benefitslink.com/cgi/a_d.cgi?a_d=2004_08_23_welfare

(Click on above address, or copy and paste it into your web browser, to learn more.)

Since 1992, BeneCom has produced benefit communications, 
including enrollment materials, SPDs, benefit statements, 
newsletters and more, for companies large and small, 
nationwide. So if you've been looking for an independent 
benefit communications specialist, look no further. Click 
above for more information, or give us a call at 
(860) 674-2626, Ext. 11, or (770) 461-5559. We're here to help. 

(Please visit our sponsors. We try to make sure their products and
services will be of interest to you. Thanks! --Editor)

----------------------------------------------------------
Rx Depot Agrees To Halt Practice of Assisting U.S.
Residents with Canada Drug Purchases

   <URL:http://www.kaisernetwork.org/daily_reports/rep_index.cfm?DR_ID=25382>
   http://www.kaisernetwork.org/daily_reports/rep_index.cfm?DR_ID=25382

   Excerpt: "Oklahoma-based Rx Depot on Friday dropped legal
   opposition to a preliminary injunction that required the
   storefront pharmacy chain to end operations as part of a
   lawsuit filed on behalf of FDA by the Justice
   Department, the San Diego Union-Tribune reports."
   (KaiserNetwork.org)

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Companies In Rush To 'Wellness' Incentives for Employees

   
<URL:http://www.bizjournals.com/industries/health_care/health_insurance/2004/08/23/dallas_story3.html>
   
http://www.bizjournals.com/industries/health_care/health_insurance/2004/08/23/dallas_story3.html

   Excerpt: "Cash payouts may sound radical, but they're among
   a growing array of incentives employers now use to tip
   rising health care costs in their favor. Companies such
   as Xanser Corp. and The Container Store hope that, by
   encouraging employees in their battles against the bulge
   and other maladies, the employees' health care
   utilization will decrease and so, in turn, will the
   companies' health care premiums." (Dallas Business
   Journal via bizjournals.com; one-time registration
   required)

----------------------------------------------------------
Newspapers Examine Scrutiny of Pharmacy Benefit Managers'
Business Practices

   <URL:http://www.kaisernetwork.org/daily_reports/rep_index.cfm?DR_ID=25385>
   http://www.kaisernetwork.org/daily_reports/rep_index.cfm?DR_ID=25385

   Excerpt: "Two newspapers recently examined the increased
   scrutiny of business practices used by pharmacy benefit
   managers, with their role in pres.cription drug coverage
   likely to expand after the launch of the new Medicare
   pres.cription drug benefit in 2006." (KaiserNetwork.org)

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Text of White Paper by Centers for Medicare & Medicaid
Services: Retiree Drug Coverage (PDF)

   <URL:http://benefitslink.com/articles/retireewhitepaper.pdf>
   http://benefitslink.com/articles/retireewhitepaper.pdf

   10 pages. Excerpt: "CMS is presenting multiple options for
   employers and unions to offer enhanced drug coverage to
   retirees at a lower cost ... [W]e are interested in
   hearing what employers are likely to do under the
   various proposed options.... Employers and unions can
   choose between two broad options in offering additional
   retiree drug coverage: offering coverage that qualifies
   for the retiree drug subsidy, or enhancing the basic
   Medicare drug benefit." (U.S. Department of Health &
   Human Services, Centers for Medicare & Medicaid
   Services)

----------------------------------------------------------
Employers' Views of the Future of Retiree Health Benefits
In Higher Education in the United States (PDF)

   <URL:http://www.tiaa-crefinstitute.org/Programs/pe040104/pdf/04Paper_Schieber.pdf>
   http://www.tiaa-crefinstitute.org/Programs/pe040104/pdf/04Paper_Schieber.pdf

   48 pages. Excerpt: "This paper explores the myriad issues
   that employers are now considering as they decide their
   future role in providing retiree health insurance. The
   ultimate focus of the paper is on what is happening in
   the world of higher education and how employers in this
   sector of the economy are currently treating retired
   faculty and how the health insurance now being provided
   might change in the future." (Sylvester S. Schieber
   published by the TIAA-CREF Institute)

----------------------------------------------------------
Consumer-Driven Plans Await Test from Sicker Enrollees

   <URL:http://www.benefitnews.com/health/detail.cfm?id=6299>
   http://www.benefitnews.com/health/detail.cfm?id=6299

   Excerpt: "It's been smooth traveling along the
   consumer-driven health itinerary so far, report insurers
   and third-party administrators. Early results show
   consumer-driven health plans - either based on a health
   reimbursement arrangement (HRA) or the newly available
   health savings accounts (HSAs) - are having the intended
   effect of getting consumers to question health-seeking
   behaviors and reduce discretionary spending.'  (Employee
   Benefit News)

----------------------------------------------------------
Diabetes Prevalence, Cost and Impact on Productivity

   <URL:http://www.benefitnews.com/health/detail.cfm?id=6305>
   http://www.benefitnews.com/health/detail.cfm?id=6305

   Excerpt: "A nearly unprecedented confluence of demographic
   and lifestyle factors have made diabetes one of the most
   serious health-related problems confronting employers
   today." (Employee Benefit News)

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Maverick Health Plan Ups Quality to Cut Cost

   
<URL:http://www.latimes.com/news/nationworld/nation/la-na-health23aug23,1,4307259.story?coll=la-home-headlines>
   
http://www.latimes.com/news/nationworld/nation/la-na-health23aug23,1,4307259.story?coll=la-home-headlines

   Excerpt: "Wyoming mining firms save by getting workers top
   care from the start, rewarding providers." (Los Angeles
   Times; one-time registration required)

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Insurance Ills Put Squeeze on Consumers

   <URL:http://www.signonsandiego.com/news/business/20040822-9999-1n22health.html>
   http://www.signonsandiego.com/news/business/20040822-9999-1n22health.html

   Excerpt: "Anyone who was paying for health insurance in
   1988 will remember the last great American health
   insurance crisis, the one so severe it sparked a
   national debate on the cost of private insurance and
   even led to an ill-fated attempt at a national health
   plan." (The San Diego Union-Tribune)

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Insurers Object to New Provision in Medicare Law

   <URL:http://www.nytimes.com/2004/08/22/politics/22medicare.html>
   http://www.nytimes.com/2004/08/22/politics/22medicare.html

   Excerpt: "A major obstacle to the success of the new
   Medicare law has emerged in recent weeks: private
   insurers have told the Bush administration that they
   will not expand their role in Medicare if they have to
   serve large multistate regions, as the White House
   wants." (New York Times; one-time registration required)

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Wide U.S. Inquiry Into Purchasing for Health Care

   
<URL:http://www.nytimes.com/2004/08/21/business/21buyer.html?ex=1250740800&en=38665d4eae2dc33b&ei=5090&partner=rssuserland>
   
http://www.nytimes.com/2004/08/21/business/21buyer.html?ex=1250740800&en=38665d4eae2dc33b&ei=5090&partner=rssuserland

   Excerpt: "The Justice Department has opened a broad
   criminal investigation of the medical-supply industry,
   apparently to determine whether hospitals and other
   medical care providers are fraudulently overcharging
   Medicare and other federal and state health programs for
   a wide array of goods ..." (New York Times; one-time
   registration required)

----------------------------------------------------------
Bush Healthcare Coverage Predictions Seem to Fall Short

   <URL:http://www.washingtonpost.com/wp-dyn/articles/A21929-2004Aug21.html>
   http://www.washingtonpost.com/wp-dyn/articles/A21929-2004Aug21.html

   Excerpt: "If the Republican-controlled Congress enacted
   President Bush's entire health care agenda, as many as
   10 million people who lack health insurance would be
   covered at a cost of $102 billion over the next decade,
   according to his campaign aides." (Washington Post;
   one-time registration required)

----------------------------------------------------------
What Happens When Stay-At-Home Moms Head Back to Work?

   <URL:http://www.time.com/time/magazine/article/0,9171,1101040830-686032,00.html>
   http://www.time.com/time/magazine/article/0,9171,1101040830-686032,00.html

   Excerpt: "For 'Going Back to Work: A Survival Guide for
   Comeback Moms,' authors Mary Quigley and Loretta Kaufman
   surveyed 1,000 women about the transition from mom to
   wage earner. TIME spoke with them about their findings:
   ..." (TIME Magazine)


==========================================================
Links To Items on Executive Comp, Benefits In General

----------------------------------------------------------
Federal Defense of Marriage Act Upheld As Constitutional

   <URL:http://www.washtimes.com/national/20040821-115526-6139r.htm>
   http://www.washtimes.com/national/20040821-115526-6139r.htm

   Excerpt: "A federal judge in Washington state last week
   upheld the federal Defense of Marriage Act as
   constitutional, marking the first time a federal court
   has ruled on the 1996 law, which defines marriage as the
   union between a man and a woman." (Washington Times)

----------------------------------------------------------
Employees Not Inquiring Much About Same-Sex Benefits

   <URL:http://www.plansponsor.com/pi_type10/?RECORD_ID=26478>
   http://www.plansponsor.com/pi_type10/?RECORD_ID=26478

   Excerpt: "Despite the increased coverage devoted to
   same-sex benefit policies, human resource departments
   have not had a flood of questions coming from their
   workforce." (PLANSPONSOR.com; one-time registration
   required)

----------------------------------------------------------
Rules for Overtime Pay to Take Effect: Employers, Workers
Confused

   <URL:http://www.washingtonpost.com/wp-dyn/articles/A21925-2004Aug21.html>
   http://www.washingtonpost.com/wp-dyn/articles/A21925-2004Aug21.html

   Excerpt: "After months of heated debate, a major revision,
   protests and an unsuccessful legislative assault, the
   most sweeping changes to the nation's overtime rules in
   more than 50 years take effect tomorrow." (Washington
   Post; one-time registration required)


==========================================================
Newly Posted Events

Do We Have a Retirement Crisis in America?
   Nationwide on August 23, 2004
   presented by TIAA-CREF Institute
      <URL:http://benefitslink.com/events/detail.php?id=38655>
      http://benefitslink.com/events/detail.php?id=38655

Ignoring the Noise: Investing in a Volatile Environment
   Nationwide on August 23, 2004
   presented by TIAA-CREF Institute
      <URL:http://benefitslink.com/events/detail.php?id=38652>
      http://benefitslink.com/events/detail.php?id=38652

Making Retirement Income Last A Lifetime
   Nationwide on August 23, 2004
   presented by TIAA-CREF Institute
      <URL:http://benefitslink.com/events/detail.php?id=38654>
      http://benefitslink.com/events/detail.php?id=38654

Recruitment, Retention and Retirement: The Three Rs of Higher Education in the 21st 
Century
   Nationwide on August 23, 2004
   presented by TIAA-CREF Institute
      <URL:http://benefitslink.com/events/detail.php?id=38651>
      http://benefitslink.com/events/detail.php?id=38651

The FTC/DOJ Health Care Report: How Will the Agencies Administer the 
"Dose of Competition" Prescribed for the Industry?
   Nationwide on September 8, 2004
   presented by American Health Lawyers Association
      <URL:http://benefitslink.com/events/detail.php?id=38650>
      http://benefitslink.com/events/detail.php?id=38650

Trends in Longevity and Implications for Retirement Planning
   Nationwide on August 23, 2004
   presented by TIAA-CREF Institute
      <URL:http://benefitslink.com/events/detail.php?id=38653>
      http://benefitslink.com/events/detail.php?id=38653

Post yours!
   http://benefitslink.com/events/eventmaint.php


==========================================================
Newly Posted Press Releases

Labor Department Issues Final Rule Streamlining Registration By Investment Managers To 
Plans
   (U.S. Department of Labor, Office of Public Affairs, Washington, D.C.)
   http://benefitslink.com/pr/detail.php?id=38248

Post yours!
   http://benefitslink.com/pr/maint.php


==========================================================
Newly Posted or Renewed Job Openings

Sales Representative
   for Great-West Healthcare
   in AZ
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H39641

Retirement Sales Director
   for CitiStreet
   in CA, TX
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40315

Plan Administrator
   for Abacus Benefit Consultants, Inc.
   in RI
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40316

Senior Benefits Administrator
   for Access Retirement Services, LLC
   in TN
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40317

 Pension Analyst
   for Long Island Employee Benefits Group, Ltd.
   in NY
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40318

Administrator / Consultant
   for Benefit Plans Plus, L.L.C.
   in MO
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40319

Project Mgr. - Development/Implementation
   for Merrill Lynch
   in NJ
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40321

Full Charge Bookkeeper for TPA Firm
   for Valley Forge Enterprises, Ltd.
   in PA
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40322

Project Mgr.-Development Advice
   for Merrill Lynch
   in NJ
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40323

Vice President � Retirement Resource Center
   for National City
   in OH
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40324

Customer Service Representative
   for Great-West Healthcare
   in CO
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40325

Participant Support Representative
   for Decimal, Inc. (www.theonline401k.com/schwab)
   in CA
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40326

Retirement Services Product Manager
   for Administaff
   in TX
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40329

Client Experience-Product Implementation Manager
   for Merrill Lynch
   in NJ
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40330

ERISA Compliance Manager
   for MFS Retirement Services, Inc.
   in MA
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40332

Pension Systems Analyst
   for COUNTRY Insurance & Financial Services
   in IL
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40333

Actuary - Valuation
   for Lynchval Systems Worldwide Inc
   in VA
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40334

Defined Contribution
   for Lynchval Systems Worldwide Inc.
   in VA
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40336

Pension Administrator
   for Boyce & Associates, Inc. in Scottsdale Arizona
   in AZ
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40337

Defined Benefit Pension Administrators
   for Polycomp Administrative Services, Inc. in Roseville and San Diego, CA 
   in CA
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40338

Post yours!
   http://benefitslink.com/jobs/post_help_wanted.html


===========================================================
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