An online, clickable version of this newsletter is available at:
http://benefitslink.com/2004/2004_08_26_welfare.html

===========================================================
BenefitsLink Welfare Plans Newsletter
(Plain Text Format)

August 25-26, 2004 (combined issue)
===========================================================

We thank and invite your attention to today's sponsor:

Alexander Hamilton Institute
===========================================================
Live Audio Conference. Get your HSA questions answered by our benefits expert.</b> 
(Advert.)

   <URL:http://benefitslink.com/cgi/a_d.cgi?a_d=2004_08_26_welfare>
   http://benefitslink.com/cgi/a_d.cgi?a_d=2004_08_26_welfare

(Click on above address, or copy and paste it into your web browser, to learn more.)

                   HEALTH SAVINGS ACCOUNTS: 
            ARE THEY RIGHT FOR YOUR ORGANIZATION?

                    September 15, 2004
                 1:00-2:30 PM Eastern Time
                     REGISTER TODAY

Learn all about Health Savings Accounts (HSAs), how they work, 
and whether they can reduce your organization's health care costs. 
Visit our website to read the course outline, register, or to 
order a conference recording if you are unable to participate in
the live event.

(Please visit our sponsors. We try to make sure their products and
services will be of interest to you. Thanks! --Editor)

----------------------------------------------------------
Valuing and Taxing Employment-Based Medical Benefits 
Provided to Domestic Partners

   
<URL:http://www.mintz.com/publications/detail/294/Benefits_Advisory_Valuing_and_Taxing_Employment_Based_Medical_Benefits_Provided_to_Domestic_Partners_and_SameSex_Spouses/>
   
http://www.mintz.com/publications/detail/294/Benefits_Advisory_Valuing_and_Taxing_Employment_Based_Medical_Benefits_Provided_to_Domestic_Partners_and_SameSex_Spouses/

   Excerpt: "This advisory reviews the tax rules that apply to
   benefits provided to domestic partners and same-sex
   partners." (Mintz Levin)

----------------------------------------------------------
Employers, Employees Get Creative in Use of Paid Time Off

   <URL:http://www.investors.com/editorial/managing.asp?v=8/24>
   http://www.investors.com/editorial/managing.asp?v=8/24

   Excerpt: "At Stanford Medical Center, when a nurse falls
   seriously ill or needs time off to care for an ailing
   parent, her colleagues can do more than just send
   flowers. They can donate some of their own vacation
   days." (Investor's Business Daily)

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Health Insurers Face Same Issues Employer Clients Do When
Providing Benefits to Staff

   <URL:http://www.aispub.com/Bnow/082504b.html>
   http://www.aispub.com/Bnow/082504b.html

   Excerpt: "Managed care plans may be experts in designing
   and administering health insurance products - but when
   it comes to providing company-sponsored health benefits
   to their own staff members, insurers face many of the
   same issues that employer clients struggle with."
   (Managed Care Week via AISHealth.com)

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Wegesin Provides Comments on Welfare Plans' 5500 Filings

   <URL:http://www.aspa.org/archivepages/gac/2004/2004-08-03-5500comments.htm>
   http://www.aspa.org/archivepages/gac/2004/2004-08-03-5500comments.htm

   By Janice M. Wegesin. Excerpt: "Form 5500 filing requirements
   for a welfare benefit plan hinge on two things: (1) the number 
   of covered employees and beneficiaries and (2) whether the plan 
   is considered funded or unfunded, insured, or a combination 
   of unfunded and insured. Three reporting patterns arise for 
   filers of Form 5500 for large welfare benefit plans (more than 
   100 participants as of the first day of the plan year): ..." 
   (ASPA)

----------------------------------------------------------
Which Medical Conditions Account For the Rise In Health
Care Spending?

   <URL:http://content.healthaffairs.org/cgi/content/abstract/hlthaff.w4.437>
   http://content.healthaffairs.org/cgi/content/abstract/hlthaff.w4.437

   Excerpt: "We calculate the level and growth in health care
   spending attributable to the fifteen most expensive
   medical conditions in 1987 and 2000." (Health Affairs)

----------------------------------------------------------
Obesity Raises Risk for 9 Cancer Types

   <URL:http://www.nytimes.com/aponline/health/AP-FIT-Obesity-Cancer.html>
   http://www.nytimes.com/aponline/health/AP-FIT-Obesity-Cancer.html

   Excerpt: "Being overweight can make it harder to spot
   tumors early, catch recurrences, determine the best
   chemotherapy dose, even fit into radiation machines.
   That in turn hurts chances of survival. One major study
   last year estimated that excess weight may account for
   14 percent to 20 percent of all cancer deaths -- 90,000
   a year." (AP via New York Times; one-time registration
   required)

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Tackling the High Cost of Health Benefits

   <URL:http://www.nytimes.com/2004/08/26/business/26sbiz.html>
   http://www.nytimes.com/2004/08/26/business/26sbiz.html

   Excerpt: "Dave Ratner, the owner of a small retail chain in
   western Massachusetts called Dave's Soda and Pet City,
   took a gamble with his firm's health insurance this
   year. To avert a 20 percent increase in his premium, or
   $8,000 in all, Mr. Ratner raised the deductible that his
   17 covered employees must pay for hospital stays to
   $1,000 from $500." (The New York Times; one-time
   registration required)

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Opinion: Kerry vs. Bush-- the Future of Health Care Reform? (PDF)

   <URL:http://www.cahi.org/cahi_contents/resources/pdf/BushvsKerry.pdf>
   http://www.cahi.org/cahi_contents/resources/pdf/BushvsKerry.pdf

   Excerpt: "It's a presidential election year again, and you
   know what that means: health care reform is back on the
   political agenda. Learn about Sen. Kerry and President
   Bush's proposals on health care." (Council for
   Affordable Health Insurance)

----------------------------------------------------------
Opinion: How to Heal Health Care (Bill Frist and Hillary Clinton)

   
<URL:http://www.washingtonpost.com/wp-dyn/articles/A30277-2004Aug24.html?nav=headlines>
   http://www.washingtonpost.com/wp-dyn/articles/A30277-2004Aug24.html?nav=headlines

   Excerpt: "At a time when much of our public discussion is
   riddled with disagreement, there is an emerging
   bipartisan consensus in one vitally important area: that
   the challenges facing U.S. health care require major,
   transformative change." (The Washington Post; one-time
   registration required)


==========================================================
Links To Items on Executive Comp, Benefits In General

----------------------------------------------------------
Hewitt Federal Legislation Quick Guide as of August 24,
2004

   
<URL:http://was4.hewitt.com/hewitt/resource/legislative_updates/united_states/qg_index.htm>
   
http://was4.hewitt.com/hewitt/resource/legislative_updates/united_states/qg_index.htm

   Excerpt: "Hewitt's Federal Legislation Quick Guide provides
   short updates on federal legislation that is currently
   under active consideration by Congress or has recently
   been enacted into law, regarding health and welfare
   benefit plans, retirement plans, and human resources and
   employment law." (Hewitt)

----------------------------------------------------------
Overview: New DOL Fairplay Rules Change FLSA Overtime
Exemption Tests

   <URL:http://www.haygroup.com/library/viewpoints/flsa_rules-overtime.asp>
   http://www.haygroup.com/library/viewpoints/flsa_rules-overtime.asp

   Excerpt: "In April, 2004, the U.S. Department of Labor
   (DOL) issued new regulations for determining when 'white
   collar' employees may be treated as 'exempt' from the
   minimum wage and overtime requirements of the Fair Labor
   Standards Act of 1938 (FLSA). The FLSA requires
   employers to pay employees, other than exempt employees,
   at least the minimum wage and overtime pay at 1.5 times
   their regular pay rate, for each hour worked over 40
   hours in a workweek." (Hay Group)

----------------------------------------------------------
Opinion: There's a Better Way to Handle Stock Options

   
<URL:http://quote.bloomberg.com/apps/news?pid=10000039&refer=columnist_crystal&sid=aF.vVi_5jTFc>
   
http://quote.bloomberg.com/apps/news?pid=10000039&refer=columnist_crystal&sid=aF.vVi_5jTFc

   By Graef Crystal. Excerpt: "It's time for U.S. companies to consider a better
   alternative to using free shares of stock or stock
   options as their long-term incentive plan: a combination
   of in-the-money and out-of-the-money stock options."
   (Bloomberg News)


==========================================================
Newly Posted Events

Consumer Health Care Breakthroughs -- Employees Can Save You Money
   Nationwide on August 27, 2004
   presented by WorldatWork
      <URL:http://benefitslink.com/events/detail.php?id=38665>
      http://benefitslink.com/events/detail.php?id=38665

Mutual Fund Trading Rules
   in California on September 23, 2004
   presented by Western Pension & Benefits Conference - Orange County Chapter
      <URL:http://benefitslink.com/events/detail.php?id=38663>
      http://benefitslink.com/events/detail.php?id=38663

QDROs - Bringing Clarity to Confrontation
   Nationwide on September 14, 2004
   presented by SunGard Corbel
      <URL:http://benefitslink.com/events/detail.php?id=38661>
      http://benefitslink.com/events/detail.php?id=38661

The Monsanto Decision: What Does It Mean For Pension Plan Sponsors and Members? 
   Nationwide on September 10, 2004
   presented by International Foundation of Employee Benefit Plans
      <URL:http://benefitslink.com/events/detail.php?id=38662>
      http://benefitslink.com/events/detail.php?id=38662

Washington Update
   in Illinois on September 7, 2004
   presented by ASPA Benefits Council of Chicago
      <URL:http://benefitslink.com/events/detail.php?id=38664>
      http://benefitslink.com/events/detail.php?id=38664

What World Class Companies Spend on HR
   Nationwide on September 15, 2004
   presented by WorkWorlds / HRTrainingCenter.com
      <URL:http://benefitslink.com/events/detail.php?id=38666>
      http://benefitslink.com/events/detail.php?id=38666

Post yours!
   http://benefitslink.com/events/eventmaint.php


==========================================================
Newly Posted Press Releases

Arizona Company Honors Segal Co. with Supplier of the Year Award
   (The Segal Company)
   http://benefitslink.com/pr/detail.php?id=38252

Lip Service: Big Government Republicans On Free Market  Health Care Reform 
   (Americans for Free Choice in Medicine (AFCM))
   http://benefitslink.com/pr/detail.php?id=38253

Plan Sponsors Gain Advantage with New CPI Offering
   (CPI Qualified Plan Consultants, Inc.)
   http://benefitslink.com/pr/detail.php?id=38251

Grassley Urges Rewrite of Rule Costing Employees Health Savings
   (Senator Chuck Grassley, Chairman, Finance Committee)
   http://benefitslink.com/pr/detail.php?id=38250

The CPA's Guide to Retirement Plans for Small Businesses
   (American Institute of Certified Public Accountants (AICPA))
   http://benefitslink.com/pr/detail.php?id=38254

Post yours!
   http://benefitslink.com/pr/maint.php


==========================================================
Newly Posted or Renewed Job Openings

Retirement Services Implementation Manager - Baltimore / Atlanta area
   for ADP Retirement Services
   in GA, MD
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40293

Inside Sales Representative
   for ExpertPlan, Inc.
   in NJ
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40345

Senior Advisor, Pension Design
   for NRECA
   in VA
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40347

Field Sales Coordinator
   for Transamerica
   in MA
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40349

Vice President - Relationship Management
   for BISYS Retirement Services
   in PA
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40350

Relationship Manager
   for BISYS Retirement Services
   in PA
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40351

401(k) Specialist - Client Service and Compliance Skills
   for ADP TotalSource
   in GA
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40352

Retirement Plans Sales Specialist
   for Waddell & Reed Financial
   in KS, MO
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40353

Pension Consultant/Administrator
   for TPA in San Diego, California
   in CA
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40356

Plan Administrator
   for Susquehanna Bank
   in PA
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40357

Receptionist
   for Leggette Actuaries, Inc.
   in TX
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40358

Senior 401(k) Plan Specialist
   for CitiStreet - A State Street and Citigroup company
   in MA
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40359

Pension Administrator
   for Qualified Plan Consultants, LLC
   in IA
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40363

Inside Sales Representative
   for BISYS Retirement Services
   in PA
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40364

Director of Marketing Communications
   for AIG Workplace Solutions
   in TX
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40366

Post yours!
   http://benefitslink.com/jobs/post_help_wanted.html


===========================================================
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