An online, clickable version of this newsletter is available at:
http://benefitslink.com/2004/2004_09_03_welfare.html

===========================================================
BenefitsLink Welfare Plans Newsletter
(Plain Text Format)

September 3, 2004
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We thank and invite your attention to today's sponsor:

The BenefitsLink Jobs Board
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Where the best benefits employers find the best candidates (Advert.)

   <URL:http://benefitslink.com/cgi/a_d.cgi?a_d=2004_09_03_welfare>
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(Click on above address, or copy and paste it into your web browser, to learn more.)

Fill your employee benefits job openings fast by advertising on 
BenefitsLink.  What better place to find qualified candidates?

Your help wanted ad will be listed in the BenefitsLink Newsletter,
will be seen by thousands of candidates who view our listings 
online, and will be emailed to over 3,200 job-seekers.

Click above to see how easy it is to place an ad!

----------------------------------------------------------
Issue Brief: Establishing a Business Case for Improving
Health Care (PDF)

   <URL:http://www.cmwf.org/usr_doc/Bailit_beyond_bankable_ib.pdf>
   http://www.cmwf.org/usr_doc/Bailit_beyond_bankable_ib.pdf

   12 pages. Excerpt: "[T]he authors argue that health care
   organizations need to be able to make a 'business case'
   for improving quality-- a compelling rationale for
   financial investment in quality improvement programs.
   The authors' framework ... is organized around three
   broad areas: direct financial considerations, strategic
   considerations, and internal organizational
   considerations.... [T]hey offer a total of 10 specific
   business case arguments ... for investing in quality
   improvement." (Commonwealth Fund)

----------------------------------------------------------
Bipartisan Consensus Grows on the Need for Greater
Investment in Health Care Information Technology (PDF)

   <URL:http://www.hrpolicy.org/memoranda/2004/04-136_HealthCare_IT_PB.pdf>
   http://www.hrpolicy.org/memoranda/2004/04-136_HealthCare_IT_PB.pdf

   2 pages. Excerpt: "Large employers and other purchasers stand to
   benefit from cuts in costs and from quality improvement
   in the health care system through the use of
   technology." (HR Policy Association)

----------------------------------------------------------
Florida Blue Cross Doctors to Treat Patients Online Via
Web-Based Program, Launched in California

   <URL:http://www.jacksonville.com/tu-online/stories/090104/bus_16521558.shtml>
   http://www.jacksonville.com/tu-online/stories/090104/bus_16521558.shtml

   Excerpt: "Blue Cross Doctors to Treat Patients Online;
   Web-Based Program, Launched in California, Is the First
   in Florida Some doctors will be making house calls --
   online -- under a new program from Blue Cross and Blue
   Shield of Florida. The Jacksonville-based health insurer
   is launching the first program in the state to reimburse
   physicians for online medical consultations." (The
   Florida Times-Union)

----------------------------------------------------------
Court: Separate COBRA Election Notice Not Required for
Dependent Child Living at Home

   
<URL:http://www.ebia.com/static/weekly/articles/2004/COBRA040826Starr.html?partnerId=BNL122751>
   
http://www.ebia.com/static/weekly/articles/2004/COBRA040826Starr.html?partnerId=BNL122751

   Starr v. Metro Systems, Inc. (D. Minn. 2004). Excerpt:
   "Although the employer claimed that it mailed a COBRA
   election notice to the employee's last-known address,
   the employee asserted that neither he nor his daughter
   ever received it. Consequently, no election was made to
   continue health coverage. Shortly after coverage
   terminated, the daughter's appendix ruptured." (Employee
   Benefits Institute of America Inc. (EBIA))

----------------------------------------------------------
Overview: Guilty Plea Results in First Conviction for
Violation of HIPAA Privacy Rules

   
<URL:http://www.ebia.com/static/weekly/articles/2004/HIPAA040826Gibson.html?partnerId=BNL122751>
   
http://www.ebia.com/static/weekly/articles/2004/HIPAA040826Gibson.html?partnerId=BNL122751

   Excerpt: "[T]he U.S. Attorney's office in this case has
   taken the position that HIPAA's criminal penalties ...
   can be imposed on any person. It's interesting to see
   HIPAA's privacy rules used in a context usually thought
   of as identity theft. The information that was disclosed
   ... would not in all cases fall within the definition of
   'individually identifiable health information' ..."
   (Employee Benefits Institute of America Inc. (EBIA))

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Tenth Circuit Clarifies 'Sliding-Scale' Review for
Decisionmakers With Conflict of Interest

   
<URL:http://www.ebia.com/static/weekly/articles/2004/ERISA040826Fought.html?partnerId=BNL122751>
   
http://www.ebia.com/static/weekly/articles/2004/ERISA040826Fought.html?partnerId=BNL122751

   Excerpt: "After noting that a sliding-scale standard of
   review applied if the decisionmaker had a conflict of
   interest, the court clarified how the sliding scale
   worked--it adopted a 'two-tiered' approach under which
   (1) in all conflict of interest cases, the plan has the
   burden of proving that the decision was not arbitrary
   and capricious; and (2) in cases where the conflict is
   sufficiently serious, even less deference is given to
   the decision." (Employee Benefits Institute of America
   Inc. (EBIA))

----------------------------------------------------------
HMOs to Pay More to End Doctor Suits After Ruling

   
<URL:http://story.news.yahoo.com/news?tmpl=story&cid=571&ncid=571&e=3&u=/nm/20040902/hl_nm/health_hmos_dc_2>
   
http://story.news.yahoo.com/news?tmpl=story&cid=571&ncid=571&e=3&u=/nm/20040902/hl_nm/health_hmos_dc_2

   Excerpt: "HMOs will face a steeper price tag to settle a
   class action suit by doctors claiming they were
   shortchanged payment, after a court denied the
   industry's bid to block the lawsuit, analysts said on
   Thursday." (Reuters via Yahoo!News)

----------------------------------------------------------
Opinion: Lawsuits Against Not-for-Profit Hospitals Wrong Target on
Health Care

   <URL:http://www.washingtonpost.com/wp-dyn/articles/A57834-2004Sep2.html>
   http://www.washingtonpost.com/wp-dyn/articles/A57834-2004Sep2.html

   Excerpt: "At a time when we should be preserving our
   nation's dwindling health care resources, a wave of
   class-action lawsuits likely to have just the opposite
   effect is being filed against not-for-profit hospitals
   across the country,...." (The Washington Post; one-time
   registration required)

----------------------------------------------------------
Marsh-Mercer Merger Will Create Largest Base of Health Care
Purchasers Besides Feds

   <URL:http://www.benefitnews.com/finance/detail.cfm?id=6436>
   http://www.benefitnews.com/finance/detail.cfm?id=6436

   Excerpt: "Marsh and Mercer are merging benefit practices to
   create the world's largest employee benefit consultancy,
   with more than $1 billion in health and benefits
   revenue, by Jan. 1, 2005." (BenefitNews.com)

----------------------------------------------------------
Only the Strong Hospitals Will Survive According to Report
on Hospital Financing

   <URL:http://www.modernhealthcare.com/news.cms?newsId=2857&potId=BN>
   http://www.modernhealthcare.com/news.cms?newsId=2857&potId=BN

   Excerpt: "Many small and midsize hospitals will need to
   spend money smarter and focus on their strengths in
   order to survive, according to the Financing the Future
   project, which analyzed healthcare finance. � a joint
   effort of the Healthcare Financial Management
   Association and GE Commercial Finance." (Modern
   Healthcare)

----------------------------------------------------------
Most Hospitals Are Posting Data on Care

   <URL:http://www.nytimes.com/2004/09/03/business/03hospital.html?pagewanted=all>
   http://www.nytimes.com/2004/09/03/business/03hospital.html?pagewanted=all

   Excerpt: "More than 98 percent of hospitals in the United
   States are reporting quality-of-care data for treating
   heart attack, heart failure and pneumonia, the Centers
   for Medicare and Medicaid Services said yesterday."
   (Reuters via The New York Times; one-time registration
   required)


==========================================================
Links To Items on Executive Comp, Benefits In General

----------------------------------------------------------
Major Changes in Deferred Compensation and Stock Options
Accounting Possible Before Year's End

   <URL:http://www.hrpolicy.org/news/news_detail.asp?ID=1775>
   http://www.hrpolicy.org/news/news_detail.asp?ID=1775

   Excerpt: "Two significant changes that affect executive
   compensation--legislative restrictions on nonqualified
   deferred compensation plans and a mandatory standard on
   stock option expensing--will be in play this fall.
   Meanwhile, the issue of permitting relocation loans
   under Sarbanes-Oxley has been raised again on Capitol
   Hill." (HR Policy Association)

----------------------------------------------------------
Summary: IRS Reproposes "Source" Rules for Compensation
Attributable to US and Foreign Services (PDF)

   
<URL:http://www.americanbenefitscouncil.org/documents/proposed_2004_sourcing_rules.pdf>
   http://www.americanbenefitscouncil.org/documents/proposed_2004_sourcing_rules.pdf

   2 pages. Excerpt: "In early 2000, the IRS issued a proposed
   regulation regarding the proper 'sourcing' of
   compensation (including fringe benefits) for U.S.
   taxpayers and nonresident aliens. The proposed
   regulation would replace the 'facts and circumstances'
   test for individuals that work both within and without
   the United States during the year with a required
   allocation of the compensation based on time spent here
   and abroad." (Groom Law Group via American Benefits
   Council)


==========================================================
Newly Posted Events

Crafting an Appropriate Response to the New Medicare Prescription Drug Regulations
   Nationwide on September 2, 2004
   presented by Hewitt Associates LLC
      <URL:http://benefitslink.com/events/detail.php?id=38684>
      http://benefitslink.com/events/detail.php?id=38684

Post yours!
   http://benefitslink.com/events/eventmaint.php


==========================================================
Newly Posted Press Releases

New Tax-Advantaged Health Accounts: Options Abound, But Impact Still Unknown  
   (Employee Benefit Research Institute (EBRI))
   http://benefitslink.com/pr/detail.php?id=38276

Failed Plan: Bush Plan Would Increase the Deficit While Doing Nothing 
to Help Middle-Class Families Save
   (Kerry-Edwards 2004)
   http://benefitslink.com/pr/detail.php?id=38275

Post yours!
   http://benefitslink.com/pr/maint.php


==========================================================
Newly Posted or Renewed Job Openings

RVP-Credit Union Services (Insurance and Employee Benefits)
   for CUNA Mutual Group
   in ANY STATE
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40424

Retirement Services Account Manager
   for SunTrust Bank
   in GA
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40425

Client Services Consultant-Princeton, NJ
   for American United Life Insurance Company
   in NJ
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40426

ERISA Compliance Consultant
   for American United Life Insurance Company
   in IN
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40427

Actuarial Analyst
   for RSM McGladrey
   in IL
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40436

Division Head Client Services
   for Trust Company-Based Employer
   in PA
   http://benefitslink.com/modperl/show_a_job.cgi?database_id=H40437

Post yours!
   http://benefitslink.com/jobs/post_help_wanted.html


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