Armed Forces News Issue: Friday, October 29, 2004 

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In This Week's Issue
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1. Most Military Retirees Get 2.7 Percent COLA
2. On-Line Write-In Absentee Ballot Okayed
3. U.S. Troop Increase in Iraq Mulled
4. Legion Commander Excoriates Senate Leaders
5. Now, All Our Subscribers Can Get Broadband DSL-Like Speed 
http://fedweek.sparklist.com/t/294969084/821891/148/0/  
6. Wanted: Female Soldiers for Combat
7. Report: Almost 1.7-million Vets Lack Health Coverage
8. DoD Launches Anti-Flu Health Campaign
9. JINSA Calls Draft Rumors �Cynical Creation�
10. Former Spouse Lawsuit Dismissed
11. The Brand New 2005 Retired Military Personnel Handbook
***********************************************************

1. Most Military Retirees Get 2.7 Percent COLA
The 2004 cost of living adjustment (COLA) for military retired 
pay will be 2.7 percent, with some exceptions. Retirees who 
entered service on or after Sept. 8, 1980 and who retired 
between Jan. 1, 2004, and Oct. 31, 2004, will receive COLAs 
based on the calendar quarter in which they retired, as 
follows: 1st quarter - the full 2.7 percent; 2nd quarter � 
1.8 percent; 3rd quarter - 0.3 percent; and 4th quarter � 
none. All service members who retired during 2004 will 
receive full COLAs in future years. COLAs for 2004 will begin 
Dec. 1 and will show up in January checks. 

2. On-Line Write-In Absentee Ballot Okayed
The Federal Voting Assistance Program (FVAP) has made available 
an official On-line Federal Write-In Absentee Ballot (OFWAB) 
for federal offices in general elections. The OFWAB, like the 
paper version, can serve as an emergency ballot for overseas 
citizens covered by the Uniformed and Overseas Absentee Voting 
Act who do not receive their requested state absentee ballot. To 
be eligible for the ballot, a U.S. citizen must: (1) be located 
outside the United States; (2) have applied for a regular ballot 
early enough so that the request was received by the appropriate 
local election official at least 30 days before the election; and 
(3) not have received the requested regular absentee ballot from 
the state. For more information, contact the FVAP through the DoD 
Voting Information Center, using the toll-free numbers listed on t
he FVAP website at http://www.fvap.gov, or sending e-mail to 
[EMAIL PROTECTED] 

3. U.S. Troop Increase in Iraq Mulled
With security for the Iraqi elections in January in mind, officials 
of the Defense Department are evaluating a possible increase of 
total troop strength in Iraq by up to 22,000, according to
officials. The increase could be effected by delaying some 
rotations from Iraq while speeding up some deployments from 
the U.S. One possibility, for example, would be to delay the 
planned January rotation to the States of the 1st Cavalry 
Division while accelerating deployment of elements of the 3rd 
Infantry Division. Another would be to deploy U.S. troops now 
in reserve in Kuwait, or to deploy elements of the 82nd 
Airborne, said officials. A decision is expected by December 
after Iraqi forces are evaluated. Meanwhile Army chief of 
staff Gen. Peter J. Schoomaker has said that 12-month combat 
tours will not be shortened, at least through 2005. 

4. Legion Commander Excoriates Senate Leaders
American Legion commander Thomas P. Cadmus has sent an open 
letter to the Senate majority and minority leaders, saying he 
was �bitterly disappointed� that the Senate recessed without 
acting on S.J. Res 4, which would authorize Congress to 
prohibit the physical desecration of the flag of the United 
States. �Your inaction sends a message: The flag you are 
willing to drape over the caskets of our heroes, military 
and civilian alike, isn�t important enough to protect on our 
own soil,� he wrote. �Senator Daschle, you know that 80 
percent of the American people support passage of this 
amendment, and all 50 state legislatures, including your 
own, have asked the Congress to send it back for ratification,� 
he added. In closing, he stated �Whether you support the 
amendment or not, we are asking you to bring S.J. Res. 4 to 
the floor for a vote, as promised and as expected.�  

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6. Wanted: Female Soldiers for Combat
The Army is exploring a possible end to a 10-year-old 
prohibition against co-locating mixed-sex, support companies 
with ground combat units. Despite the legal bar, the Army 
already has included such co-location in plans for a 
transformed force of 10 active divisions, according to 
Defense Department sources. Officials point to ongoing 
warfare in Iraq as an example of all soldiers, support and 
combat, being subject to attack regardless of their 
location. This is confirmed by the 24 female soldiers 
who number among the 793 combat deaths incurred since the 
invasion of Iraq in March 2003. The 3rd Infantry Division, 
scheduled to return to Iraq early next year, would be the 
first division to contain the new mixed-sex, forward 
support companies. The Army is not planning to place 
women in direct combat units, such as infantry or armor. 

7. Report: Almost 1.7-million Vets Lack Health Coverage
In 2003, 1.69 million veterans did not have health 
insurance and were not receiving ongoing care at 
Department of Veterans Affairs medical hospitals or 
clinics, according to a report released October 19. 
The findings, published by the Harvard/Cambridge 
Hospital Study Group on Veterans� Health Insurance, 
noted that �Many of the 1.69 million uninsured veterans 
in 2003 were effectively barred from VHA (VA medical) 
care because they had incomes above the eligibility 
threshold, or because of waiting lists at some VHA 
facilities, unaffordable co-payments for VHA specialty 
care, or the lack of VHA facilities in their 
communities.� The report, which varies significantly 
from estimates by the VA that the number of uninsured 
veterans is under 900,000, emanated from a doctors� 
group that favors federally financed health care.  

8. DoD Launches Anti-Flu Health Campaign
Facing a shortage of flu vaccine, Department of Health 
and Human Services and Centers for Disease Control and 
Prevention officials are asking many healthy Americans 
to forgo getting a flu shot this year. In the Defense 
Department, this means service members who are not 
deploying, and healthy family members not in the 
high-risk groups, will not get the shot. Dr. William 
WInkenwerder, assistant defense secretary for health 
affairs, said "This is a very manageable problem, a 
very manageable situation.." He added, "there's some 
chance we could have a low influenza season" because 
of the efforts to target the vaccine for higher-risk 
individuals. He also mentioned preventive practices 
of washing hands and covering mouths when coughing 
or sneezing. If people get sick, he said, they should 
"stay away from other people. In fact, if you really 
feel bad, don't come into work. Don't spread an 
illness."

9. JINSA Calls Draft Rumors �Cynical Creation�
The Jewish Institute for National Security Affairs, a 
Washington, D.C.-based non-profit, non-partisan 
think-tank focusing on national security interests 
of the United States, has weighed in against �the 
urban legend of a �secret plan� to reinstitute the
draft.� On Oct. 19, JINSA stated: �There are those 
who oppose America�s presence in Iraq, and hope that 
by raising the specter of sending everyone�s child 
off to war, they will force the government to 
withdraw our troops. Or at least, by raising the 
specter, they will frighten people into voting for 
the candidate most likely to withdraw those troops.� 
The organization charged that �It is a cynical 
creation and exploitation of unfounded fears.� JINSA 
noted that, instead of using draftees, �offering the 
right incentives to the right people has given us 
probably the finest armed force ever assembled and 
made the US the single country with worldwide power 
projection capabilities.�

10. Former Spouse Lawsuit Dismissed
On Oct. 10, the U.S. District Court in Alexandria, Va., 
dismissed a lawsuit by the USFSPA Litigation Support 
Group (ULSG) to overturn a federal law that enables 
ex-spouses to share in retainer or retirement pay of 
retired service members. Essentially the court ruled 
that, since divorce proceedings fall under state 
jurisdiction, lawsuits such as that by the ULSG 
should be handled, at least initially, by state 
courts. The ULSG wants to return to the policy that 
applied before 1981, the year that the U.S. Supreme 
Court ruled in McCarty v. McCarty that divorce 
courts could not touch veterans' retainer or 
retirement pay. The Uniform Services Former Spouses' 
Protection Act undid that Supreme Court ruling. The 
ULSG is expected to appeal this latest ruling.

11. To: All Armed Forces News Readers and Their Military Colleagues
*************************************************************
The Brand New 2005 Retired Military Personnel Handbook 
http://www.fedweek.com/pub/index.php just Published--Only $9.95! 
Everone who orders the 2005 Retired Military Personnel Handbook
will receive a FREE Special Report: Preserving Your American Dream.
Here's a partial look at this special report's table of contents:

Investments
Strategies for the Months Ahead
Keep Your Balance With Bonds
Taxing Matters and Tips
Cash Flow
Go on Scam Alerts and Identity Theft
Retirement Planning With a Safety Net
Education Reform Acts
Protecting Your Property and Loved Ones
For Retirees and Pre-Retirees
Reinvestment Rules
Estate Planning
*****************************************************

Dear Armed Forces News Reader:
For 2005, The Retired Military Personnel Handbook has been 
COMPLETELY REVISED AND EXPANDED AND IS STILL ONLY $9.95! 
The Retired Military Personnel Handbook is now in its 
sixth year and has been distributed to military 
installations and federal government agencies all over 
the world! It is specifically written for all military 
personnel and retirees and their families and is designed 
to guide you through every aspect of your retirement, 
explaining what benefits you may qualify for and how to 
get them, as well as providing a context for making many 
of the important decisions that lie ahead. Here's a look 
at just some of what's NEW in the 2005 edition:

TRICARE Plus program--A complete, down-to-earth explanation 
of the eligibility requirements and the covered benefits

Federal LTC Insurance program--Contains the eligibility, 
benefit choices, and premium considerations, including 
how the program differs for active employees versus 
retirees, tax considerations and other aspects of the 
program

Tax Policies--The latest information affecting your 
retirement accounts, estate tax treatment and long-term 
care premiums 

New Retirement Lifestyle Information--Including how to 
evaluate continuing care communities and nursing homes

Incapacity Planning--New important information on 
protecting your heirs 

Pay and Benefit Policies--The latest on COLAs, health 
and life insurance, Medicare and Social Security, 
Veterans Affairs and Defense Department programs, and 
a look at key legislative initiatives affecting retirees

Important Points of Contacts--Just updated points of contact, 
benefit rates, addresses, tax treatment of annuities, 
status of important legislation and other vital material

The new SGLI family coverage option--What it will cost you 
and what it will provide

Survivor Benefits--The latest information on survivor 
benefit policies and rates

Moving in Retirement--Special considerations for those 
moving in retirement

PLUS, COMPLETELY REVISED INFORMATION ON:

Retired pay and benefits--how the latest changes affect you 
and your family 
Disability retirement--qualifying, compensation, 
implications  
Medicare and Social Security benefits--eligibility and 
requirements  
Re-employment with the Government--the veterans' advantage 
Financial planning--maximizing your military retirement 
income  
Taxes in retirement--minimizing your tax burden  
A plain-English explanation of TRICARE for Life--what it
does and doesn't cover, eligibility rules and how to 
make in prescription drug policies 
The new Senior Pharmacy Program--who is eligible, and 
how you can use it to save money on your prescription 
drugs
Tricare dental benefits--what's covered and what's not 
VA health benefits--eligibility and facilities  
Survivor benefits--spouses and family members, divorce  
VA retirement compensation--types and how much  
Life insurance--USGLI, VSLI and other Government plans  
Other VA programs--assistance with loans, income, 
education, etc.  
And much, much more! 

"The 2005 Retired Military Personnel Handbook gives you 
the absolute latest information available on your military 
retirement and is a perfect tool to be used as a reference 
guide whether you are just nearing retirement or are 
already retired." 
Don Mace 
Publisher, Armed Forces News
http://www.fedweek.com 

Special FREE Special Report to Our Readers:
Everyone who orders the 2005 Retired Military Personnel 
Handbook will receive a FREE Special Report: Preserving 
Your American Dream. Here's a partial look at this special 
report's table of contents:
Investments
Strategies for the Months Ahead
Keep Your Balance With Bonds
Taxing Matters and Tips
Cash Flow
Go on Scam Alerts and Identity Theft
Retirement Planning With a Safety Net
Education Reform Acts
Protecting Your Property and Loved Ones
For Retirees and Pre-Retirees
Reinvestment Rules
Estate Planning
*****************************************************

***********************************************************
HOW TO GET "The 2005 Retired Military Personnel Handbook
It's Available only at FEDweek! Go to 
http://www.fedweek.com/pub/index.php or see Below.
***********************************************************
The 2005 Retired Military Personnel Handbook is only $9.95 
(plus $4 s&h) and you can place your order online at 
http://www.fedweek.com/pub/index.php under
our Military Interest section. You may also call
our 24 hour toll-free order line at (888) 333-9335 and place
your order or send your order with payment ($13.95) to:
FEDweek, PO Box 5519, Glen Allen, VA 23058.
***********************************************************

Don't Forget to Ask for Your FREE Copy of "Preserving Your
American Dream When You Place Your Order!
(This offer is only good while inventory lasts)

Armed Forces News
11541 Nuckols Rd. Suite D
Glen Allen, VA 23059
Publisher, Don Mace
Website: http://www.armedforcesnews.com 
Published weekly by Armed Forces News, LLC
* A 100% VETERAN-OWNED SMALL BUSINESS **



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