NETWORK WORLD NEWSLETTER: MARK EHR ON OUTSOURCING
11/03/04
Today's focus:  CompuCredit finds success with offshore business 
process outsourcing

Dear [EMAIL PROTECTED],

In this issue:

* A business process outsourcing success story
* Links related to Outsourcing
* Featured reader resource
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Today's focus:  CompuCredit finds success with offshore business 
process outsourcing

By Mark Ehr

A couple of weeks ago, I promised to write about offshore 
outsourcing successes and failures. To that end, this week's 
column describes the successes that CompuCredit has enjoyed in 
outsourcing business processes to a service provider in India.

CompuCredit is a marketing and servicing company providing 
consumers with a variety of financial services including branded 
credit cards, debit cards and fee-based products and services. I 
spoke with CompuCredit CTO Mark Lawrence, a few weeks ago as we 
discussed his company's business process outsourcing (BPO) 
success story.

According to Lawrence, CompuCredit's primary BPO drivers 
included cost-reduction, the ability to focus on core 
competencies, improved service levels, and shortened times to 
market for new products.

Potential inhibitors included a perceived loss of control, 
concerns about service dependability and security, and the cost 
of the solution. CompuCredit also needed to maintain control and 
security over applications and data while reducing 
implementation time, offshore bandwidth requirements, and the 
overall costs and risks of using an offshore service provider. 
The company also needed to remain in compliance with regulations 
- a key BPO concern for many.

CompuCredit's offshore BPO initiative began in 2001 when it 
underwent a large cost-cutting transformation in order to 
conserve cash to weather the recession. In support of this, in 
2002 the company cut a large percentage of its IT staff and 
decided to move its customer service contact centers, which were 
already outsourced to an onshore service provider, to an 
offshore model - quickly. India was the primary target for the 
offshore initiative, with Panama as a secondary (for Spanish 
language operations). The goal was to outsource all "level 1" 
inbound customer service calls while keeping escalations and 
collections calls in-house.

The company's IT organization had to ensure that this transition 
happened smoothly, delivering a mixture of custom and standard 
applications to the outsourcer while maintaining security. Since 
the company was already a Citrix customer, it chose the 
MetaFrame Access Suite as the delivery mechanism (note that the 
company kept its entire IT infrastructure in its Atlanta data 
center, choosing to outsource only the call center). By 
delivering only an encrypted presentation layer to the 
outsourcer, CompuCredit maintained security while requiring the 
service provider to offer only basic desktop PCs - the service 
provider was not required to install any software other than the 
Citrix ICA client.

Another advantage of this approach is that if CompuCredit 
decides to switch service providers, the process is 
straightforward. The company uses the service provider's 
U.S.-based data and voice consolidator to transport all traffic 
to India, and the consolidator takes care of making the 
connections to the service provider. If CompuCredit decides to 
move to another service provider, it simply requires voice and 
data connections to the new service provider's consolidator for 
its traffic. Since there is no software (other than the ICA 
client) installed on the service provider's workstations, once 
basic voice and data connectivity is established and agent 
training is completed, the service provider can begin taking 
calls.

Since only Layer 7 traffic is transferred, bandwidth 
requirements are very small - between 5K-bit/sec and 7K-bit/sec 
per session. The company also supports 700 concurrent users on 
50 Citrix servers with 1.5 IT FTEs (full-time equivalents) 
managing the farm - a very efficient operation by anyone's 
standard.

The key takeaways from CompuCredit's experience, in my opinion, 
are as follows:

1) The company was able to quickly outsource due to its Citrix 
infrastructure.

2) By only outsourcing the business process, the company was 
able to keep all of its data and applications in-house and 
secure.

3) The combination of Citrix with the data consolidator enables 
CompuCredit to use an amount of leverage with its service 
provider, as the process of switching from one provider to 
another is relatively simple.

For shops without a Citrix infrastructure, the process would be 
somewhat more difficult but not impossible. There are parallels 
using other technologies, such as Microsoft's Terminal Services 
and VMware's ACE products, including Web applications, which 
provide similar benefits. For CompuCredit, the key was being 
able to avoid loading applications and data on the service 
provider's infrastructure, which allows the company to enjoy the 
cost savings of BPO without much of the risk.

Thanks go to Mark Lawrence for his time and to Citrix for 
helping to set up the meeting.

I welcome your ideas, suggestions and comments on the subject of 
outsourcing; my e-mail address is below. Thanks for reading.
_______________________________________________________________
To contact: Mark Ehr

Mark Ehr is a Research Director with Enterprise Management 
Associates in Boulder, Colo., a leading market research firm 
focusing exclusively on all aspects of enterprise management 
software and services. Mark has more than 20 years of experience 
working with distributed systems, applications and networks. His 
current focuses at EMA are applications and systems management, 
mobile and wireless, enterprise application integration, 
security, and Web services.

He can be reached via e-mail at 
<mailto:[EMAIL PROTECTED]> 
_______________________________________________________________
This newsletter is sponsored by NetScout 

The deployment of VoIP is well underway and unstoppable, but the 
implementation and ongoing support is extremely challenging. To 
successfully support VoIP and other demanding applications, IT 
organizations need to change their approach to network 
management. Learn about readiness assessment, design and ongoing 
management in the Network World Special Report: Recommendations 
for Implementing and Managing Converged Networks. 
http://www.fattail.com/redir/redirect.asp?CID=85929
_______________________________________________________________
ARCHIVE LINKS

Archive of the Outsourcing newsletter:
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Breaking outsourcing news and resource links:
http://www.nwfusion.com/topics/outsourcing.html
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