NETWORK WORLD NEWSLETTER: DENISE DUBIE ON NETWORK OPTIMIZATION
11/04/04
Today's focus:  Check 21 could require acceleration tools

Dear [EMAIL PROTECTED],

In this issue:

* Federal law called Check 21 could force banks to upgrade
* Links related to Network Optimization
* Featured reader resource
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Today's focus:  Check 21 could require acceleration tools

By Denise Dubie

A federal law could force banks and other financial institutions 
to accelerate application traffic over their WAN links. And that 
could create an opportunity for traffic management vendors.

Check 21, which became effective last week, is a law designed to 
enable banks to handle more checks electronically to make check 
processing faster and more efficient. Today banks physically 
move paper checks from the banks in which they are deposited to 
the banks at which they will be paid. The transfer can be 
time-consuming and costly.

As part of being Check 21-compliant, a bank must be able to send 
and receive messages; deal with exceptions that occur in the 
process; send and receive checks; and return check images back 
to customers. These steps could require network and bandwidth 
resources that some smaller financial institutions or regional 
banks lack.

According to acceleration vendor Expand Networks, small to 
medium-size banks with slow connections will require a 
significant increase in the strength of their WANs, due to the 
high number of image replacement documents, which could congest 
a WAN pipe and cause slow applications and delays in customer 
service.

With each image file consuming 12K bit/sec or more of bandwidth, 
Check 21 requirements could cause service delivery problems for 
banks working to transfer imaging applications.

"The IRDs, image-replacement documents, which banks will send 
across the network are much larger than the typical data files; 
slow networked banks will need to make the WAN more reliable to 
amplify the performance of applications," says Pedro Cola�o, 
vice president of marketing at Expand Networks.

Expand, along with competitors such as Peribit, Packeteer and 
Riverbed, could capitalize on the law, which would force banks 
to electronically transfer more data over their WAN links.

RELATED EDITORIAL LINKS

Expand overhauls compression line
Network World, 04/19/04
http://www.nwfusion.com/news/2004/0419expand.html

Compression device handles 1,500 remote sites
Network World, 04/19/04
http://www.nwfusion.com/news/2004/0121expand.html
_______________________________________________________________
To contact: Denise Dubie

Senior Writer Denise Dubie covers network and systems management 
for Network World. Reach her at <mailto:[EMAIL PROTECTED]>.
_______________________________________________________________
This newsletter is sponsored by SBC 
Gimme Shelter! Converged Services Spell Relief For Beleaguered 
Network Managers 

Switched IP networks are rapidly becoming the corporate 
communications architecture of choice. By converging voice, data 
and video onto IP telephony platforms and Virtual Private 
Networks, enterprises can supply bandwidth when and where end 
users need it, while significantly lowering administrative and 
equipment costs.   Click here to download this Whitepaper now  
http://www.fattail.com/redir/redirect.asp?CID=85978
_______________________________________________________________
ARCHIVE LINKS

Archive of the Network Optimization newsletter (formerly Web 
Acceleration):
http://www.nwfusion.com/newsletters/accel/index.html
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