Wish someone could lower your costs without lowering 
your expectations.

Get your wish granted this Open Season...with MHBP!

Finally - there's a health plan that gives you more benefits 
for your dollar  

Presenting the Mail Handlers Benefit Plan (MHBP) Standard Option. 
It's one of the most popular plans with federal and postal employees 
and annuitants.  An exceptional value this Open Season, it's also 
the best option for anyone with Medicare. 

MHBP Standard Option truly has it all, including these PPO benefits: 
�New! 100% benefit for covered adult preventive care screenings, 
 such as mammograms and cholesterol tests, with no deductible
�New! Low copays for chiropractic care, just $5 per visit, with no 
 deductible ($2,000 annual benefit for alternative, chiropractic and 
 rehabilitative therapies)
�$10 copays for generic prescriptions at participating pharmacies, 
  with no deductible
�$20 copays for adult doctor�s office visits and $10 copays for 
 dependent children under age 22, with no deductible
 
And since the MHBP Standard Option is powered by First Health�, 
you'll enjoy peace of mind knowing a national health benefits leader 
is right at your side. The MHBP Standard Option offers you easy-to-find
PPO doctors and hospitals wherever you live, work or travel.

Open Season is coming - discover all that's available in the 
MHBP Standard Option. 
Visit http://fedweek.sparklist.com/t/294978829/821890/348/0/
or call 1.800.410.7778. 


Now featuring supplemental dental and vision plans!

MHBP also gives you a choice of low-cost supplemental dental and 
vision plans. Both are great options that help reduce your 
out-of-pocket costs. You can enroll at any time, even if you're not 
a member of our health plan. (Of course, your best value is to enroll 
in our health plan, too!).

Act now and see how easy it is to switch to MHBP Standard Option! 
Visit http://fedweek.sparklist.com/t/294978829/821890/348/0/
or call 1.800.410.7778.

Take part in our free webcast.

Join Krista Lannert, vice president of FEHBP plans for First Health, 
for the following webcasts:

November 9th - MHBP benefits overview plus Q & A
November 16 - How MHBP & Medicare work together

Webcasts are from 12 noon to 1p.m. ET (11 a.m. to 12 p.m. CT) and 
are sponsored by the Mail Handlers Benefit Plan.  For more 
information or to register, visit 
http://fedweek.sparklist.com/t/294978829/821890/349/0/



If you would prefer not to receive future e-mails from the 
Mail Handlers Benefit Plan, click here. 
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�2004 First Health Group.  All rights reserved.  First Health and the 
heart logo are registered service marks of First Health Group corp. 
All other trademarks are the property of their respective owners.  
This is a summary of the Mail Handlers Benefit Plan Standard Option. 
Before making a final decision, please read the Plan's 2005 
OPM-authorized brochure (R171-007). All benefits are subject to 
the definitions, limitations and exclusions set forth in the 2005 
OPM-authorized brochure.
Dental and vision coverage provided by First Health Life & Health 
Insurance Company, Cambridge Life Insurance Company or Vision Service 
Plan, Inc.  These benefits are neither offered nor guaranteed under 
contract with the FEHBP, but are made available to all FEHBP participants 
and their covered family members.  Dental benefits are not available in 
all states.

This message is brought to you by Fedweek, LLC
11541 Nuckols Rd  Suite D
Glen Allen Va. 23059
www.fedweek.com
804-288-5321

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