On Mon, 23 Oct 2006 17:22:40 +0100, Adrian Scott wrote:

>AIUI (confirmation, Eugene?) BW manages its investment property using
>the conventional principle that real capital value must be maintained
>or increased as the *first* priority, and income generated and taken
>second.  
>
>There is a conventional practice for comparing such a portfolio with
>how it was at some chosen previous time.  Just boring bookkeeping
>really -- no clever stuff.  This is to appraise all the properties at
>market value (i.e. what they would fetch if sold) in both cases, using
>market parameters current at the time of the valuations, and adjust
>the total value of one (usually, the past one) by the inflation that
>has occurred since the chosen past date, and by any capital added to
>or removed from (i.e. not reinvested in) the portfolio during that
>period.  
>
>My impression (I'm too lazy to do the tedious investigation) is that
>the value of the portfolio has been growing steadily, as well as
>providing useful income (again, confirmation, Eugene?).

In recent years it would have taken some fairly dramatic mismanagement
to fail to increase in value - I know the value of my "property
portfolio" (house) has grown spectacularly.

Returning to the idea of funding the waterways through property, what
happens if there is a property value slump or living by canals suddenly
becomes unfashionable?  Or what happens if the management decide to do
something that sounds very reasonable - albeit slightly risky - and end
up getting badly burned?   Suddenly we are back in the position of no
money for the waterways.
-- 
On-line canal route planner: http://www.canalplan.org.uk

(Waterways World site of the month, April 2001)
My Reply-To address *is* valid, though likely to die soon


 
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