Graham said:
> Oh dear, are the personalisation costs of Pheonix getting that bad?

The personalisation service and fees were beyond criticism. It just goes to 
show that there are good services to be had if you only know where to ask ;-)))
No, my unforeseen costs are for a fighting fund to fight HMRC over VAT that 
shouldn't be applied to barges (i.e. illegally applied). My contribution is 
going to be several thousand pounds so I shall be passing the hat round 
virtually soon. ;-)))
Roger

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