The Secret Score Tank By Edward Jamison, Esq.

Most people have never checked their credit score. They have always used 
credit wisely and have probably never been denied a loan. 

Long story short, they have never really had a good reason to worry about 
their credit score.

They do now.

Why? 

Because banks are systematically lowering credit limits on credit 
cards and HELOCS, even for borrowers with spotless credit records.

But what the banks aren't telling them is... 

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