I'm starting a new thread on this...

Some of the things that Guss wrote were correct.  But I'm going to give 
you my opinion why I don't think the average person, with an income of 
less then $100K, should invest in FX.


1) You are breaking the most fundemental rule about investing if you buy 
Euros now.  You are buying high.

2) Bad risk-reward ratio. The USD-EUR rate was .8313 on 8/3/2004.  Today 
it's about .7743.  That is roughly a 6% gain for the EUR.  The SP500's 
gain in the same period is a little shy of 8%.  Now factor in the 
bizzare tax codes and the risk you take on my investing outside the US. 
I don't think those numbers justify especially if you consinder the 
minimum deposits required for FX trading compared to opening up an IRA 
or some other tax effecient vehicle.

3) Taxes.

4) Time Horizon.  If your goal is investment, nothing, I mean nothing, 
over a 10 year period in the history of modern capitalism returns more 
then US equities.  This will eventually change, but it doesn't happen 
over night.

It's difficult to give broad reasoning why I think one should or 
shouldn't invest in certain products.  Just be sure to keep your goals 
and time horizon in mind.  EV your assets and PV/FV it out.  Make sure 
you manage risk accordingly.


-- 
2004 - The year $184M couldn't buy a pennant.


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