I still blame the insurance racket.

If you are selling a good or service, your main goal is to sell as many
goods or services at the highest possible price that you can. One important
consideration is "How much can my target customer base afford?". You can't
charge a price that is so outrageous, your customers can't afford it, no
matter how much they want/need it.

Last year I had a laprascopic hernia surgery. Pretty simple procedure, took
about 30 minutes. 1 hour recovery time, back home good as new that day. The
surgeon billed my insurance company $9,800.00. Almost 10 thousand dollars.
My insurance company looks at the bill, decides how much profit they want to
make on me, and agree to pay some large portion of that bill.

So what has happened here? For years i've paid large sums of money to an
insurance company. I finally have a medical procedure. All this really means
is that now its time for some doctors to share in my insurance company's
windfall....so they bill a ridiculous number. They decide how they want to
divy up MY money. Everyone comes out rich, I get screwed.

I'm an economic simpleton, i readily admit that....but where have I gone
wrong here? Seriously, if insurance didn't exist....would my surgeon be
selling his 30 minute medical procedure for $10,000 dollars???


>
> Interesting. The Canadian system is the equivalent to a top of the line
PPO, yet it covers everyone, and is cheaper than the US system. Got to love
theory of private enterprise works better than a public system.
>




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