Okay doke. You weren't really clear on that point before. :) 

In that case, if you think you can do better investing the money, then
go for it.



> Let me be clear: I am not considering an IO option on the mortgage because I
> can not afford the house, nor because I can not afford the payment, nor
> because I can not afford the payment... The purpose is to look at the long
> term and short financial advatages and disadvantages to both. I would never
> put myself into the situation of taking options to "afford" a home... That
> is silly.
> 
>

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