... or buy three million snack-size bags of Famous Amos chocolate chip 
cookies.  Make lots of friends!

- Jim

Jeffry Houser wrote:

>  I saw statistics once, I think in an MSN article.  The number of people 
>who spend more than they make in a year just blew me away.  ( 70%? ).  My 
>brothers appear to be really good at financial management, but my sister is 
>really bad.  I am somewhere in the middle.  ( I don't spend frivolously, 
>but when I do it's usually a big purchase ).
>
>  I had the opportunity to sit down with a Venture Capitalist a while 
>back.  What he told us is that the first 3 million is the hardest to 
>make.  Once you have that, you can live off the interest for the rest of 
>your life.  He was assuming 10% interest (in the stock market).  So, 
>$300,000 a year.  Yeah, I could live of that.
>
>  On the other hand, if I had 3 million I might put it into a start-up 
>company and end up be broke again in 3 months.
>
>At 03:05 PM 1/28/2005, you wrote:
>  
>
>>Subject: I now live with a millionaire
>>From: Charlie Griefer <[EMAIL PROTECTED]>
>>Date: Fri, 28 Jan 2005 14:09:12 -0500
>>Thread: 
>>http://www.houseoffusion.com/cf_lists/index.cfm/method=messages&threadid=15811&forumid=5#145222
>>
>>Ray -
>>
>>It all a matter of perspective.
>>
>>About 10 years ago, I was making $7.50 an hour, working two jobs, and
>>donating various bodily fluids on a regular basis...and this was just
>>to survive.  I remember seeing a job for HTML developers paying (up
>>to) $35k and thinking, "wow, if I could make $35k a year I'd be SET".
>>
>>10 years later I make more than $35k.  Significantly more.  For a few
>>years, my wife worked as well and our combined income was well over
>>$100k.  We had no kids (our oldest is now 2 1/2).
>>
>>Well, now my wife no longer works (but I still make significantly more
>>than $35k) and still struggle to make ends meet.
>>
>>For those without discipline (like me), and I'd actually argue that
>>for -most-, our quality of living standards are raised proportionately
>>to our income level.
>>
>>Hindsight being 20/20, I kick myself on a daily basis for not handling
>>our finances better (specifically, saving more when the wife was
>>working...well, saving when the wife was working).
>>
>>I can see where I'd be one of those dildos that win $5million and blow
>>it.  Hopefully with the experiences I've had, I wouldn't...and I'd
>>learn from my mistakes...but I can certainly see how it happens.
>>
>>
>>
>>On Fri, 28 Jan 2005 12:58:54 -0600, Raymond Camden <[EMAIL PROTECTED]> wrote:
>>    
>>
>>>That's one thing I never figured out - how folks can go broke after
>>>winning millions. If I understand right... and I may not... a normal
>>>treasury bill pays what.... 5% or so? That would mean a "small"
>>>lottery winning of 2 million dollars could generate 100k in interest.
>>>Taxes would take a third I think, leaving you with like 66k per year.
>>>That's a lot more than most folks make. If you don't quit your job,
>>>and you earn 50k - your now earning a 6 figure salary.
>>>
>>>If you win 5 million - it would be 250k before taxes, which would be
>>>over 100k a year. That is an insane amount of money to live with -
>>>live NICELY with. Why would you even bother touching the principle?
>>>
>>>
>>>On Fri, 28 Jan 2005 10:44:26 -0800, Ian Skinner
>>><[EMAIL PROTECTED]> wrote:
>>>      
>>>
>>>>I suspect after taxes, and who knows what else he won't be a 
>>>>        
>>>>
>>millionaire anymore.  He'll probably only have eight or nine hundred 
>>thousand dollars left.  But still should be plenty of money to change his 
>>life.
>>    
>>
>>>>Now the question is; will he be stupid or smart with the money.
>>>>
>>>>I find it very interesting how many people who suddenly come into a 
>>>>        
>>>>
>>lot of money, via lotteries or what not, are broke again in just a few 
>>years.  It is awfully easy to burn through a large amount of money and 
>>suddenly find oneself in a financial world of hurt.
>>    
>>
>>>      
>>>
>
>
>
>--
>Jeffry Houser, Web Developer, Writer, Songwriter, Recording Engineer
>AIM: Reboog711  | Phone: 1-203-379-0773
>--
>My Books: <http://www.instantcoldfusion.com>
>My Recording Studio: <http://www.fcfstudios.com>
>My Energetic Acoustic Rock Band: <http://www.farcryfly.com>
>--
>When did Reality Become TV 
>
>
>
>

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