what's citiassist? I don't understand why you can't consolidate. Even
if you can't do a Ford consolidation (my path out of the mess) you
should be able to refinance in the private sector, no?

My sympathy on the situation; I am very familiar with that particular
hole, actually, been there twice over people whose finances counted
but who refused to provide the information (father, ex).

On 5/18/05, Michael T. Tangorre <[EMAIL PROTECTED]> wrote:
> Anyone have any suggestions on the following....
> 
> My fiance has been supporting herself since she was 18, yet she was not
> considered independent until 24. Therefore she could not get federally
> funded financial aid for college (she got a couple grand, but nothing
> major). Anyway, since she was not 24 the fed gov took her parents income
> into consideration when assessing her needs... however they did not take
> into account her parents debt! Without getting into too much personal
> financials, her parents could barely afford to pay the minimums on their own
> bills, let alone help their daughter pay for school. What a shitty hole to
> fall in. Anyway, my fiance is now about 65K in debt with 95% of that being
> through citiassist (not federal/stafford loans!)... which makes them unable
> to be consolidated. Has anyone else been in this situation? She is an
> English teacher with payments about $650/month! We are looking for ways to
> reduce these payments or at least the interest rate (currently around 6.5%).
> Thoughts?
> 
> 
> 
> 
> 

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