> Dana wrote:
> so now is the time to buy bonds you are saying? (yes I know this is an
> irrelevant aside -- just curious though as you seem to have done some study)
>

I dunno, there are so many factors that go into it it's really
personal to you and your situation.  I don't mean to be wishy-washy,
but it's true.

I'm really risk averse so right now I'm holding a higher percentage of
cash hedged overseas (in a recession cash is king) than I normally
would.  CDs (as mentioned in that last link) are a great way to do
that.

Another small way is using that free financing that's available now. 
Buy something this Christmas and put the money into a 5% CD a year
before you have to pay.  Great deal cause you make 5% before you have
to give up the money (this, BTW, is essentially Dell's business
model).

And bonds are a BIG area.  If you're thinking about them I suggest you
read Bill Gross' investor letters to get the skinny on them.  He's
probably the best bond investor in the world.

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