The offer you tender depends mostly on the local market.  If your agent
is attentive enough, move on to someone who is hungrier.  We lost out on
a house because of a weak agent.  You owe the agent nothing.  Find
someone who will better serve you.  He /She will be making upwards of
$4,500 off of your purchase, they should do something to earn it.

-----Original Message-----
From: Jim Davis [mailto:[EMAIL PROTECTED] 
Sent: Monday, December 12, 2005 8:51 PM
To: CF-Community
Subject: How much to offer for a house?

We were planning on moving in the summer (after my son is out of school)
but
my wife has found her "perfect house".  Now we're not sure how to
proceed.

The house is a gorgeous old Victorian.  Quite a notch larger than we
really
need, but with plenty of room for family.  It had a new roof in 90 and a
new
furnace in 97.  From the (few and small) pictures it looks to have been
very
well maintained and kept up.  It's only 11 miles from my new office and
is a
50'x165' lot (so it's got to have a sizable yard).

Here's the listing:
http://www.scrantonpamls.com/scr/maildoc/CAAa003v0.html

It's at the upper zone of our "comfort" limit (where the monthly costs
of
the house won't be much more than the monthly costs we have with rent
right
now).  I would have like something lower (much lower actually) but we
can
definitely afford it without worry and my wife is in complete LOVE with
it.

When we called real estate agents on the listing they treated us as if
this
were a suggestion - something to inform looks at other houses.  That
would
be fine but they didn't seem to take our interest in THIS house very
seriously.

(One woman sent us this listing as well:
http://www.scrantonpamls.com/scr/maildoc/a006_w.html which makes me
think
she wasn't taking us seriously... these two places just aren't in the
same
class.)

So any ideas on how to proceed.  I don't want to lose the place just
because
the agents aren't paying us enough attention.  I'm tempted to make a bid
outright (preferably, of course, pending inspection and a visit or two)
just
to make sure that we get a chance to on it if there are other bidders.
At
the same time I'd love to push the sale off for another four months...

Anyway... what do you think a decent opening offer is?  I've never done
this
before - I don't want to be insulting but at the same time I don't want
to
spend more than I need to.

Since the house is listed at $175,000 I'd be thinking anyplace from 150
to
160 as an opening bid.  What do you think?

Also how long does the process usually take (in our case the longer the
better) and how much should we expect to pay out in closing costs?

Thanks in advance - and wish us luck!

Jim Davis





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