> Deanna wrote:
> Everything is in a 403B account with TIAA-Cref. So, the options are limited
> to the various funds they provide. So, it's more like, "do I want small cap
> or large cap or social choice mutual fund or annuities or real estate."
>
> I did more in the order of 7.5% last year. Not bad, but could be better.
>

Well, we have the 401k equiv and we went all-in on the large cap.  The
reasoning was that small cap and real estate have been over invested
and so large caps a due for a jump, but who knows.  What do you think
you'll do and why?

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