I'm maybe not a 1%er, but I'm somewhere near that, and I could never,
in my wildest dreams, imagine doing a 100% refinance with cash out.
When we did our refi, it was to get a better rate and decrease the
years left on the mortgage.  We could theoretically pay off what's
left of our mortgage, but it wouldn't leave much in cash. So, we're
holding off on that. I think we're positioned fairly well for a
recession, though. At least, I hope we are.

On Mon, Mar 3, 2008 at 12:26 PM, Ian Skinner  wrote:

>
>  Especially for the ones who got in before the bust and got a 100%
>  refinance in before the collapse and pulled out $20 to $50 thousand
>  (here in the Sacramento, CA area).  They got their money and maybe can
>  easily run.

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