Wow, wow, wow.

Deal: Merrill Sells Itself To Bank Of America For $44 Billion...
Lehman Close To Bankruptcy... Insurance Giant AIG Scrambles For
Cash... Stocks Expected To Be Sharply Down Monday... Banks Roll Out
$70 Billion Loan Program...
-------------
 And Merrill Lynch is hardly the only troubled financial institution
on the horizon. Administration officials acknowledged this week that
more bank failures were inevitable, and the main protection for
depositors — the Federal Deposit Insurance Corporation — is likely to
exhaust the reserves it has built over the years from bank insurance
premiums.

"What we need now is a systemic solution and to admit that this is an
extraordinary situation," Mr. Meyer said. He said the government
should go to the heart of the crisis — the mortgage market — and start
buying mortgage-backed securities in a broad rescue.

That is similar to an approach urged by Alan Greenspan, Mr. Bernanke's
predecessor as chairman of the Federal Reserve. Mr. Greenspan, who has
long been a staunch opponent of government intervention in the
economy, said Sunday that the federal government might have to shore
up some financial institutions.

"This is a once-in-a-half-century, probably once-in-a-century type of
event," Mr. Greenspan said in an interview on ABC. "I think the
argument has got to be that there are certain types of institutions
which are so fundamental to the functioning of the movement of savings
into real investment in an economy that on very rare occasions — and
this is one of them — it's desirable to prevent them from liquidating
in a sharply disruptive manner."

Most economists say that bailouts are often bad economic policy
because each rescue tends to encourage "moral hazard" — the tendency
of institutions and investors to take even bigger risks because they
assume the government will rescue them, too.

Both Mr. Paulson and Mr. Bernanke worried that they had already gone
much further than they had ever wanted, first by underwriting the
takeover of Bear Stearns in March and by the far bigger bailout of
Fannie Mae and Freddie Mac.
-------------

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