Nice summary, that's the most straight-forward explanation I have heard so
far.

On Sat, Oct 11, 2008 at 2:15 PM, Maureen  wrote:

> Actuarial tables are based on historical data.  There is not enough
> historical data regarding mortgage based credit derivatives to produce
> accurate tables.   No one has ever lent money to this pool of debtors
> at this volume before.
>


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