March 17 (Bloomberg) -- The cost of protecting European corporate
bonds from default increased on concern rising credit card
delinquencies at American Express Co. reflect a deepening credit
crisis, according to traders of credit-default swaps.

Contracts on the Markit iTraxx Crossover Index of 50 companies with
mostly high-risk, high-yield credit ratings increased 21 basis points
to 1,091, according to JPMorgan Chase & Co. prices at 11:23 a.m. in
London. The index fell from a record 1,173 basis points on March 5 as
European stocks staged a five-day rally.

With the unemployment rate in the U.S. headed toward 10%, credit card
companies may loose as much as $75 billion in 2009, according to a BNP
Paribas SA report today. American Express Co., the biggest credit-card
company by purchases, yesterday reported a rise in 30-day delinquency
rates to 5.3 percent and Chief Executive Officer Kenneth Chenault said
the financial environment “was among the harshest we have seen in
decades.”

“Climbing credit card delinquency rates in the U.S. have stopped the
rally dead in its tracks,” said Jeroen van den Broek, head of credit
strategy at ING Groep NV in Amsterdam. “This identifies the lack of
spending power present in the U.S. consumer.”

Credit-default swaps, contracts conceived to protect bondholders
against default, pay the buyer face value in exchange for the
underlying securities or the cash equivalent should a company fail to
adhere to its debt agreements. An increase signals a deterioration in
the perception of credit quality.

A basis point on a credit-default swap contract protecting 10 million
euros ($13 million) of debt from default for five years is equivalent
to 1,000 euros a

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