I'm the Financial Peace University Coordinator at our church and we
just started our class. My wife and I finally decided to get on board
and stop being stupid. We have about $20k left that is all hers prior
to getting married 4 years ago. Luckily I stayed out of the CC mess
after I cut up my first card 6 months after having it back in 1999.


-J.J.

On Mon, Apr 6, 2009 at 10:31 AM, Yves Arsenault
<[email protected]> wrote:
>
> That's where I'm headed..... although not right away....
>
> I don't have a whole lot of credit card debt right now... but I have a
> consolidation of bad debt that eats up too much of my income.
>
> Can't wait for it to be paid.
> ;-)
>
> Yves Arsenault
>
> "Love is the only force capable of transforming an enemy into a friend".
> --Martin Luther King, Jr.
>
>
> On Mon, Apr 6, 2009 at 12:26 PM, Ray Champagne <[email protected]> wrote:
>
>>
>> On Mon, Apr 6, 2009 at 10:23 AM, J.J. Merrick <> wrote:
>>
>> >
>> > I know the best way to avoid paying any APR?
>> >
>> > DON'T BORROW MONEY!!!!
>>
>>
>> I just finally paid off, in full, all of my credit card debt (most of which
>> I accumulated in college).  I can't believe the satisfaction that brought
>> me.  I now have one credit card that I pay off every month.  No credit card
>> debt == bliss.
>>
>>
>>
>
> 

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