> Scott wrote: > > What about people who may be 'genetically pre-disposed' for certain > diseases, such as cancer. Should they be penalized because of their genetic > makeup? >
That's why I said relative. For example, if you have two 34 year old men, same height, etc * one gets 60 minutes of cardio per day, 3 full body workouts per week, eats organic food based on a 'blue zone' diet, and has engineered a low stress lifestyle. * the second smokes a pack a day, drinks a 6 pack a day, hasn't exercised in 20 years, and eats twinkies and dominos pizza. Should they pay the same premium? I would say no. Which is also why I said the perfect plan for me would be a $50k deductible, an unlimited HSA that counts healthy food as a health expense, and provides a premium reduction for metrics-based lifestyle choices. Some people like the no-negotiate car dealerships but I don't because I'm willing to work to get a better than average deal. Health care should be the same. Those willing to work should pay less; it should be pay for performance. So take the Minute Clinic fees, for example: Bronchitis (ages 5+) $62 Ear Infections $62 Pink Eye & Styes $62 Sinus Infections $62 Strep Throat (additional lab charges may apply) $77 I bet a LOT of uninsured people go to the emergency room for free the treatments listed above even though they could've planned for such an occurrence AND have a place to go to get treatment. One idea is to have a tax-free health savings account deduction from everyone's payroll check a la social securit ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Want to reach the ColdFusion community with something they want? Let them know on the House of Fusion mailing lists Archive: http://www.houseoffusion.com/groups/cf-community/message.cfm/messageid:298728 Subscription: http://www.houseoffusion.com/groups/cf-community/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=89.70.5
