> Ras wrote:
>
> i cant make a single bit of sense about either of them
>

You can kind of find yourself on the second chart in the left-hand silo.

Basically you work for an employer that self insures or not.

If they don't self insure, then your employer (you?) might use a
broker or not to find an insurance product that meets your needs (4th
from left silo).

If your employer does self-insure then they look for an administrator.

So you go to the doctor, the doctor sends the bill to the
administrator, the admin confirms your eligibility (that ins will pay
for the services rendered) and then pays the insurance company pays
the doctor.

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