On Thu, Sep 30, 2010 at 7:43 AM, Justin Scott
<[email protected]> wrote:
>
>> I have read that line about 5 times and my brain
>> keeps interpreting it as 'our carrier is a poorly
>> run organization'
>
> Indeed.  I'm curious, are there any not-for-profit health insurance
> organizations?

Yes there are, but they are rare. The oldest and best known, from what
I understand, is Group Health Cooperative in Seattle:
http://www.ghc.org/about_gh/index.jhtml

During the health insurance reform debate, they were trotted out as an
example of how regional coops might be able to be brought together to
reduce the influence of for-profit plans and provide competition but
the arguments I saw basically indicated that the coops were a
historical anachronism and were only successful now because they got
started decades ago and were able to get large without a huge amount
of competition. In the current climate, small insurance companies are
at a strong competitive disadvantage and because of the continued
consolidation in the industry, it is rather hard to start a new
company (or non-profit).

Cheers,
Juda

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