On Wed, Jan 5, 2011 at 9:51 AM, Jacob <[email protected]> wrote:

>
> Unless BofA posted misinformation or made a hard pull, I don't see how BofA
> could have lowered is credit score.
>
> A 40 point swing is nothing.  You credit score  fluctuates. And it is never
> the same between all three credit reporting companies.
>
> Complete misreporting...
>
>
Exactly!

More likely the case is that he racked up huge debt on his credit cards
during the holidays, or applied for department store cards for 10% discounts
at checkout.


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