yep..
so if any one needs a great graphic designer [wife]
or a decent web guy [me]
let us know

we can move...
  -----Original Message-----
  From: Ben Braver [mailto:[EMAIL PROTECTED]
  Sent: Thursday, January 15, 2004 11:16 AM
  To: CF-Community
  Subject: Re:BankOne purchased by Morgan

  CBS Radio this morning says 10,000 jobs will be cut in this merger.
  Ouch!

  -Ben

  > No, it's not Morgan Stanley, it's J.P. Morgan Chase.
  >
  > Not to be negative, but I've been through several big corporate
  > mergers and acquisitions, and one of their major goals is always
  > "economies of scale"; i.e., if you have 2 people doing the same
  > function at 2 companies, and can reduce that headcount, you save money.
  > Cost reduction flows through straight to the bottom line.
  >
  > The other reason financial institutions merge these days is to be one
  > of the "really big players" and compete better in the global
  > marketplace. I think part of this is just ego-driven.
  >
  > Hope it works out.
  >
  > -Ben
  >
  >
  >
  > >wife just called me from work
  > >she is a graphic designer at BankOne.
  > >just found out that Morgan Stanley has purchased them
  > >
  > >she is a little worried about her job!
  > >am sure it will all be good.
  > >
  > >just a weird week..
  > >
  > >
  >
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