OK, so you all see the subject and say "Oh God, search the archives! It's 
been discussed here a million times!" Well, I have been a member of this 
list for a long time and have been developing advanced CF apps for over 2 
years now. So I don't write this from the angle of a new developer or just 
being too lazy to do the research myself.

After reading every thread possible and implementing several different  
credit card processing solutions myself, I really would like to have a 
healthy discussion about who's the best and the easiest to use. My company 
is a CyberCash partner. I've implemented their systems more than I care to 
remember. But, to be honest, I *hate* CyberCash. While it is easy to 
implement from a developer's standpoint, I think that the company and their 
systems are garbage. This comes after numerous support conversations where I 
seem to know more than they do! Now, I should quickly follow that up by 
saying that I am by no means a CyberCash authority, but it seems that when I 
actually get a live person over there, I'm telling *them* how their system 
should work!

So what's my question? Well, what do you all use out there? What works and, 
more importantly, is *reliable*? I am frustrated to no end with CyberCash 
telling me "Our systems are down...We don't know when they'll be up again." 
Any thoughts you all may have would be great. i.e., what's the deal with 
Payment.net, Signio, etc.?

Thanks.
Dave.
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