We use a CFX that does RSA encryption for someone who needed cards to be
stored for longer periods. The client pastes in their private key (over
ssl) to decrypt the numbers and process them. The numbers themselves are
never shown, even over ssl.

/k

-----Original Message-----
From: Alan Rother [mailto:[EMAIL PROTECTED] 
Sent: Wednesday, September 21, 2005 9:15 PM
To: CF-Talk
Subject: Re: Credit card storage

I agree with Matt, it's not illegal. It does violate SOME credit card
companies "policies" regarding the proper handling of credit card data.
 The one exception to the rule is if you encrypt the data when you store
it.
 Don't use a one way hash, you need to use a strong encryption
algorithm.
Something like blowfish. The only real risk is if you are in a shared
hosting environment someone can hack you site in minutes and find the
decryption module and suck your database dry.
 If you are on a shared server I would not store credit card information
in
your database. There is NO WAY TO PROTECT YOUR DATA. I can't stress this
point enough. If I have a website on the same server as you, it would
take
me a matter of minutes to completely hack your app and database.
 =]
 If you are on your own box and you can protect it throughly it would be
OK
to store the CC info, but I would still advise against it.

 On 9/21/05, Mike Little <[EMAIL PROTECTED]> wrote:
>
> thanks bryan, i am tending to think that the only option IS to go with
a
> payment server. m.
>
> >> Rather than use a dedicated payment server for their online store,
they
> >> wish for the transaction including credit card to be stored for
> >> retrieval. They would then process the transaction manually using
> >> EFTPOS. (each store receives orders based on the billing address
> >> entered)
> >
> >Well that is illegal for one thing...if the cc companies catch them
they
> >will get spanked hard ;-) You MUST have a merchant acount(s) for
ONLINE
> >Txs....using the terminal for online sales is a no no
> >
> >Storing CC numbers opens the site up to an expensive security audit
from
> the
> >cc companies and opens the client (and possibly yourself) to some
major
> >liability...DO NOT DO IT UNLESS YOU'RE SURE IT'S SAFE!!
> >
> >>
> >> My question is, is there a safe way to do this. I am pretty
reluctant
> to
> >> store credit card information - it would be in an SQL Server db at
my
> >> webhost.
> >
> >Yes...but see above ;-)
> >
> >HTH
> >
> >Cheers
> >
> >Bryan Stevenson B.Comm.
> >VP & Director of E-Commerce Development
> >Electric Edge Systems Group Inc.
> >phone: 250.480.0642
> >fax: 250.480.1264
> >cell: 250.920.8830
> >e-mail: [EMAIL PROTECTED]
> >web: www.electricedgesystems.com <http://www.electricedgesystems.com>
>
> 



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