> Justin, you may be right.  Spending thousands of
> dollars to have a loan app online that may or may
> not be used seems like a silly waste of money to me

All we can do as developers is tell the clients what it will take to make
their dreams come true.  It's up to them to do the cost analysis and
determine if they will have a positive ROI or not.  For a small local bank,
it may be nice to offer this as a convenience to their customers, but unless
they're anticipating a lot of use, it may or may not be worth it to pay you
to implement it.


-Justin Scott



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