Like others have mentioned, you can authorize a payment without actually 
taking it.  Also, you can charge a small amount (must be at least $1 for 
most CCs) and refund it.  The first method (for obvious reasons) is 
typically preferred.

As an example, in the PayfloPro CC setup, you can pass a "transaction 
type" variable.  IIRC, C=charge, R=refund, and A=authorize.  Basically, 
all an Authorize statement does is ask the CC's parent database if the 
CC is valid, the AVS is correct, and the card is good for the amount 
authorized.

HTH.  Feel free to contact me off-list (as always).

--Ben

Michael Dinowitz wrote:
> Is there a way to verify that a credit card exists and is assigned to a 
> person short of charging them? In the past we had to set a refundable dollar 
> to do this but I'm hoping that there is a new solution, maybe using paypal.
> Thanks
> 
> 

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