Anyone who is doing this kind of work -- make sure you read all the 
details available from your Gateway provider.  I work with Verisign & 
PayFlowPro and, according to their docs, when you do this kind of 
"authorize" it DOES place a hold on the funds.  Then, depending on 
whether you VOID or CREDIT the authorization, it could be 1-3 days or 
MORE before the hold is taken back off the funds again.

Just an FYI.  Different Gateway providers have different rules, I 
think.  Read carefully.

J
Matthew Small wrote:

>You should be able to "authorize" the charge.  This is typically done at gas
>stations - they authorize up to $75, then cancel the transaction.  It should
>never show up unless you actually charge the amount or if you forget to
>remove the authorization. 
> 
>Matthew Small
>Web Developer
>American City Business Journals
>704-973-1045
>[EMAIL PROTECTED]
> 
>
>-----Original Message-----
>From: Michael Dinowitz [mailto:[EMAIL PROTECTED] 
>Sent: Monday, October 24, 2005 1:32 PM
>To: CF-Talk
>Subject: Credit card verification
>
>Is there a way to verify that a credit card exists and is assigned to a
>person short of charging them? In the past we had to set a refundable dollar
>to do this but I'm hoping that there is a new solution, maybe using paypal.
>Thanks
>
>
>
>

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