I'm on Payflow Pro as a Gateway with Moneris/Vital as a Processor,  
but they validate everything, every time, including the CCV code.  I  
think you need to take this issue further, though.

It sounds like it's an issue with your Processor, not the Gateway.   
If Authorize.net is passing the exp date/CCV and the processor isn't  
checking it, it's time to switch processors IMHO.   Unless you have  
some sort of fraud protection in place that indemnifies you from any  
loss.

- Jon

On Oct 25, 2006, at 8:57 PM, Will Tomlinson wrote:

> I just noticed on our site, if you submit an authorize.net  
> transaction with a bogus expiration date, the transaction is still  
> approved.
>
> Just got off IM with a auth.net rep. Anybody ever run into this?
>
> Thanks,
> Will
>
> Will Tomlinson: Ok, I'm running some sample transactions thru our  
> site, and the responses seem to be approved even if the expiration  
> date on the card is wrong.
>
> Will Tomlinson: I can give you a transaction # to check out
>
> Kevin T: No, actually we don't have the ability to check that. We  
> depend on the credit card networks to do the security checks for  
> us, and this is one thing they don't usually check, oddly enough.
>
> Kevin T: We'll make sure that the expiration date being provided  
> hasn't already passed, but other than that, we depend on the credit  
> card networks to confirm the accuracy of the expiration date  
> instead, and they rarely seem to actually do that.
>
> 

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