Here are some templates I have used in the past.  Fill in the [blanks].

Web Site Terms and Conditions of Use

1. Terms
By accessing this web site, you are agreeing to be bound by these web site 
Terms and Conditions of Use, all applicable laws and regulations, and agree 
that you are responsible for compliance with any applicable local laws. If you 
do not agree with any of these terms, you are prohibited from using or 
accessing this site. The materials contained in this web site are protected by 
applicable copyright and trade mark law.
2. Use License
(a) Permission is granted to temporarily download one copy of the materials 
(information or software) on [Web Site Name]'s web site for personal, 
non-commercial transitory viewing only. This is the grant of a license, not a 
transfer of title, and under this license you may not:
(i) modify or copy the materials;
(ii) use the materials for any commercial purpose, or for any public display 
(commercial or non-commercial);
(iii) attempt to decompile or reverse engineer any software contained on [Web 
Site Name]'s web site;
(iv) remove any copyright or other proprietary notations from the materials; or
(v) transfer the materials to another person or "mirror" the materials on any 
other server.
(b) This license shall automatically terminate if you violate any of these 
restrictions and may be terminated by [Web Site Name] at any time. Upon 
terminating your viewing of these materials or upon the termination of this 
license, you must destroy any downloaded materials in your possession whether 
in electronic or printed format.
3. Disclaimer
(a) The materials on [Web Site Name]'s web site are provided "as is". [Web Site 
Name] makes no warranties, expressed or implied, and hereby disclaims and 
negates all other warranties, including without limitation, implied warranties 
or conditions of merchantability, fitness for a particular purpose, or 
non-infringement of intellectual property or other violation of rights. 
Further, [Web Site Name] does not warrant or make any representations 
concerning the accuracy, likely results, or reliability of the use of the 
materials on its Internet web site or otherwise relating to such materials or 
on any sites linked to this site.
4. Limitations
In no event shall [Web Site Name] or its suppliers be liable for any damages 
(including, without limitation, damages for loss of data or profit, or due to 
business interruption,) arising out of the use or inability to use the 
materials on [Web Site Name]'s Internet site, even if [Web Site Name] or a [Web 
Site Name] authorized representative has been notified orally or in writing of 
the possibility of such damage. Because some jurisdictions do not allow 
limitations on implied warranties, or limitations of liability for 
consequential or incidental damages, these limitations may not apply to you.
5. Revisions and Errata
The materials appearing on [Web Site Name]'s web site could include technical, 
typographical, or photographic errors. [Web Site Name] does not warrant that 
any of the materials on its web site are accurate, complete, or current. [Web 
Site Name] may make changes to the materials contained on its web site at any 
time without notice. [Web Site Name] does not, however, make any commitment to 
update the materials.
6. Links
[Web Site Name] has not reviewed all of the sites linked to its Internet web 
site and is not responsible for the contents of any such linked site. The 
inclusion of any link does not imply endorsement by [Web Site Name] of the 
site. Use of any such linked web site is at the user's own risk.
7. Site Terms of Use Modifications
[Web Site Name] may revise these terms of use for its web site at any time 
without notice. By using this web site you are agreeing to be bound by the then 
current version of these Terms and Conditions of Use.
8. Governing Law
Any claim relating to [Web Site Name]'s web site shall be governed by the laws 
of the State of [State (ie. California)] without regard to its conflict of law 
provisions.
General Terms and Conditions applicable to Use of a Web Site.
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Privacy Policy


Your privacy is very important to us. Accordingly, we have developed this 
Policy in order for you to understand how we collect, use, communicate and 
disclose and make use of personal information. The following outlines our 
privacy policy.

* Before or at the time of collecting personal information, we will identify 
the purposes for which information is being collected.

* We will collect and use of personal information solely with the objective of 
fulfilling those purposes specified by us and for other compatible purposes, 
unless we obtain the consent of the individual concerned or as required by law.

* We will only retain personal information as long as necessary for the 
fulfillment of those purposes. 

* We will collect personal information by lawful and fair means and, where 
appropriate, with the knowledge or consent of the individual concerned. 

* Personal data should be relevant to the purposes for which it is to be used, 
and, to the extent necessary for those purposes, should be accurate, complete, 
and up-to-date. 

* We will protect personal information by reasonable security safeguards 
against loss or theft, as well as unauthorized access, disclosure, copying, use 
or modification.

* We will make readily available to customers information about our policies 
and practices relating to the management of personal information. 

We are committed to conducting our business in accordance with these principles 
in order to ensure that the confidentiality of personal information is 
protected and maintained. 

[Note1]Internet Web Site Privacy Policy.


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