There is always the sub-prime credit approval API:

1. Customer fills-in amount of credit they want to qualify for.
2. If amount is greater than zero and less than $1 million, then API returns
'yes' to approve loan.

This saves alot of headaches and is a snap to set up.  :)



-----Original Message-----
From: Robert Rawlins - Think Blue
[mailto:[EMAIL PROTECTED]
Sent: Monday, June 11, 2007 11:00 AM
To: CF-Talk
Subject: RE: Instant Credit Check


Hi Robert,

I've not had any experience with this kind of thing myself but I think you
will probably be better off looking for an API rather than a plug-in per se.

The API would probably come as a web service which you can publish your
clients data too in XML format and it will then return the credit report as
an XML for you to parse and make your decision.

After a quick Google around for 'credit api' I found a few different ones
available from the leading credit agencies, I also found a couple of apps
which seem work as an 'aggregator'. These sit on your server and you publish
xml to them, they then return the xml reports from the 3 different leading
agencies.

Take a look, I'm not sure how simple they'll be to interact with as they
will require some rather complex encryption and security guidelines to be
met due to the sensitivity of the data, but once up and running I'm sure
they'll require little maintenance.

Robert (also)

-----Original Message-----
From: Robert Harrrison [mailto:[EMAIL PROTECTED]
Sent: 11 June 2007 15:59
To: CF-Talk
Subject: Instant Credit Check

Does anyone know of a plug-in I can use (in a secure setting) that would
return an applicants credit score so I could process a credit application
with instant approval?

Thanks,

Robert B. Harrison
Director of Interactive services
Austin & Williams
125 Kennedy Drive, Suite 100 Hauppauge NY 11788
T : 631.231.6600 Ext. 119
F : 631.434.7022
www.austin-williams.com

Great advertising can't be either/or... It must be &.


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1:39 PM







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