> First off, I am not a security expert ... For example, the info 
> I read may have been about how encrypting your data is a good 
> thing, but there was no follow through, encrypting it where, on 
> the server or on the client (to me, this is a flag that there is 
> a lack of understanding).

I submit that this lack of understanding is largely yours, as encryption and
secure handling of data are settled questions for the most part.

> I will use an SSL certificate, but I also want to further
> encrypt the data and make a hash ! of it, before sending 
> it to the server.

Why?

Dave Watts, CTO, Fig Leaf Software
http://www.figleaf.com/

Fig Leaf Software provides the highest caliber vendor-authorized
instruction at our training centers in Washington DC, Atlanta,
Chicago, Baltimore, Northern Virginia, or on-site at your location.
Visit http://training.figleaf.com/ for more information!


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