On Tue, Dec 2, 2008 at 12:50 AM, Don L <[EMAIL PROTECTED]> wrote:
> About a few weeks ago I asked a question related to cc processing, silly me, 
> I forgot the CFform family's CFinput has an attribute of cc validation, so, 
> say, 85% customers provide good card and up front say something like if your 
> card is rejected (you shall bear bank fee).  Ok this is the first process of 
> obtaining a customer's  card number, the next would be charging, would most 
> banks provide this service (of course I could ask my bank tomorrow)?  If so, 
> this could be an option initially...
>
> Thanks.
>
> Don
> Chunshen Li
>


You should do an authorization for an amount. This puts a hold for
that amount on the customers credit card but in the end, you know the
card is legit. Just passing check sum's on credit cards is not going
to be enough and the cfinput isn't even going to go that far if I'm
not mistaken.

The bank if that is your processor will perform these actions for you,
and in the end it's something you need to suck up as a fee for doing
business. you can't tell the customer that if their card fails they
are responsible for fees because your customer may be fake as well.

I see a lot of fake credit cards along with stolen cards, cash cards
and cards that can't even pass a $1.00 authorization. You are better
off finding out up front that that is the case and turn the customer
away vs trying to get money from them after the fact.

Casey

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