On 10/18/01, Matt Robertson penned:
>Thats a valid point.  real time cc processing isn't cheap, and 
>generally is the wrong answer for a small business with an unproven 
>web business model.  Most of my clients don't use it, instead doing 
>exactly what Paris mentions.  Once they can't keep up with all of 
>the orders, then its time to spring the bucks for cc processing.

Well, that sort of depends. If the client already has a brick and 
mortar business and accepts credit cards and is able to use their 
existing merchant account with their new e-store, then yes, I tell 
them to wait until they're sure that their online business is going 
to fly. On the other hand, if they are establishing a new merchant 
account, then they are going to have to pay upwards of 400 bucks for 
the terminal software, then again pay another 400+ dollars setup fee 
to go real time. Figuring the monthly fee for most real time 
transaction services is only about 15 bucks per month, if they're 
likely to go real time in less than 2 years, then they're better off 
bypassing the terminal software costs. Then there are also no changes 
to make to their shopping cart when that happens.
-- 

Bud Schneehagen - Tropical Web Creations

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ColdFusion Solutions / eCommerce Development
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