That sounds Ideal Mike, hope you think of the name.

I don't think Element5 is a good fit, as they want to charge a lot to
deliver the software and all.

PayMate looks a bit amateurish. Simple, but worrying. You pass all the
details, amount, currency in the URL. So a user could just alter this and
buy your product for a different amount.

Regards
Dale Fraser
http://learncf.com
http://flexcf.com


-----Original Message-----
From: [email protected] [mailto:[EMAIL PROTECTED] On Behalf
Of Mike Kear
Sent: Thursday, 12 June 2008 2:06 PM
To: [email protected]
Subject: [cfaussie] Re: Credit Card Payment Providors


Dale, if your customers are mostly going to be in Australia, you want
to use an Australian processing provider, not a US one.  Even though
providers in other countries will process in many currencies,  they'll
very likely convert back and forth to their own currency in the
process costing you a fee each time, or a gain/loss on exchange.  I
can bet that converting AUD100 to USD and back again wont give you
AUD100.

There are some very good providers of credit card processing.  You
have already gathered that if you want to use your bank, you have to
have a merchant account, but there are providers who dont require
that, because they act as merchant.     While i'm writing this I'm
trying to remember the name of the company I used when i had exactly
that issue with a client who couldnt get a merchant account.   i'll
remember it eventually and post it here for you.  But that was a piece
of cake to integrate.     We sent http to their site using cfhttp (we
could even just use the form action if we wanted but i thought that
was far too open and risky)  and got back a success or failure code.

Once, i used to worry about sending users off to the bank's site for
taking credit card details.  I used to think that was a bad idea
because we'd gone to all the trouble to get them to our site, now here
we are sending them off to someone else's (the banks).   But my
attitude has changed in the last couple of years.   Now, i do believe
that customers feel more relaxed when they are giving their credit
card numbers only in a bank site.   They are more confident that
you're not trying to rip them off (a constant worry for anyone who
buys things on the net) and you get the benefit that you dont have the
potential liability associated with keeping credit card numbers.   You
dont even get to know what their credit card number is.  It's not your
problem, it's the processing provider's.

Now to try to remember what that company's name was.

Hth.

Cheers
Mike Kear
Windsor, NSW, Australia
Adobe Certified Advanced ColdFusion Developer
AFP Webworks
http://afpwebworks.com
ColdFusion, PHP, ASP, ASP.NET hosting from AUD$15/month


On Thu, Jun 12, 2008 at 1:05 PM, Dale Fraser <[EMAIL PROTECTED]> wrote:
> Hey,
>
>
>
> I have a need to take a credit card payment for specific items, and wish
to
> integrate to CF.
>




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